4 Bed Pool Home for Sale in Cape Coral
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For SaleMLS# 2026034667

$627,000

4 Bed Pool Home for Sale in Cape Coral

322 NE 20th Street, Cape Coral, FL, 33909

4 beds3 baths2,264 sqft2 garage
BoatingWaterfront

About this home

****TWO MASTER SUITES-INLAW SUITE WITH FULL BATH AND WALKIN CUSTOM CLOSETS SHEVLING-BOTH WITH OUTSIDE ACCESS TO THE COVERED LANAI-POOL AREA-BRAND NEW SEAWALL*****CONSTRUCTION HAS STARTED***2-10 WARRANTY INCLUDED***PRIVATE SALT WATER POOL WITH POOL HEATER-POOL CAGE-PRIVACY FENCE-SPRINKLER SYSTEM-10FT FRONT FRENCH DOORS-LANAI GRILL AREA WITH SINK AND FRIG-PAVERED DRIVEWAY-GARAGE FULLY COMPLETE WITH SOUND PROOF INSULATION-DRYWALL AND WITH ITS OWN AC UNIT- ALL INCLUDED IN PRICE*****GET UNDER CONTRACT BY 10-20-2026 AND RECEIVE FREE 10K WHOLE HOUSE REVERSE OSMOSIS SYSTEM*****CONSTRUCTION HAS STARTED WITH ESTIMATED COMPLETION DATE DECEMBER-2026****MODEL AVAIALBLE TO VIEW PRODUCT*****BRAND NEW SEWALL COMPLETE****FISHING FROM YOUR BACK YARD-CANOE OR BOATING-PLANTOON BOAT THROUGH INTERSECTING 400 MILE FRESH WATER CANAL FROM YOUR BACK YARD *****100% LENDER FINANCING, NO MONEY DOWN, NO MORTGAGE INSURANCE PREMIUM, OUT OF FLOOD ZONE-NO FLOOD INSURANCE NEEDED OR REQUIRED, NO HOA, NO CDD***NEW CONSTRUCTION**FRESH WATER LOT***TWO MASTER SUITES-INLAW SUITE WITH FULL BATH AND WALKIN CUSTOM CLOSETS SHEVLING-BOTH WITH OUTSIDE ACCESS TO THE COVERED LANAI-POOL AREA******Preferred Lender is also offering another loan financing with an additional 3k towards closing cost assistance, ONLY 3% DOWN WITH NO MORTGAGE INSURANCE PREMIUM FOR FIRST TIME HOME BUYERS(All buyers As long as you have not owned a primary residence before closing).****LUXURY BUILDS TO FIRST TIME HOMEBUYERS****CUSTOM HOUSE WITH HIGH END LUXURY FINISHES NOT A COOKIE CUTTER HOUSE*****NO FLOOD INSURANCE REQUIRED****4 bedrooms and 3 Full Baths ONE STORY WITH ATTACHED TWO CAR GARAGE ON A PAVERED DRIVEWAY-NO HOA- NO CDD- HIGH CEILINGS THROUGHOUT HOUSE*****. ***NO WATER BILL****Energy Efficient Impact Doors and Energy Efficient Impact Windows.*****All windows and exterior doors all impact and Low E- Energy Efficient. A home made for entertaining or family gatherings. Pictures of Similar home, Approx build time is 4 - 6 months from close of contract-loan. Pictures are for illustrative purposes only and feature upgraded options from previous builds of this floor plan. This home is in pre-construction. Photos in this listing are from previous builds and model home of this floor plan. Included in Price-The two car Garage will be fully completed (SOUND PROOF INSULATION-DRYWALL) with its own AC/Heat system- this will add to the heated square footage.

Property details

Type
SingleFamilyResidence
Year built
2026
Interior
2,264 sqft
Lot size
10,628.64 sqft
Acreage
0.24 acres
Garage
2 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$8,778/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Not specified
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Maintenance included in the fee

CableTv

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$277/sqft
Comp median
$242/sqft
Difference
+14%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2227 NW 1st PlaceDec 2025$515,0004/32,127$242
126 NW 25th StreetJul 2026$725,0003/32,324$312
1222 NE 6th AvenueDec 2025$495,0003/32,162$229
Average3 comps$578,333$261

Market trends, Cape Coral

Median list
$399,900
Median $/sqft
$233
Median sold (90d)
$389,000
Avg days on market
95
Active listings
2,479
Median sold price · Cape Coral
$389,000last 3 months9% vs $356,950 prior 3 months
Median closed price by month · Cape Coral
1% MoM11.3% YoY
$340k$368k$395kJul ’25Aug ’26
$395,000Aug ’26 · 260 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2026 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
4.1 mi
Cape Coral Hospital
Beach
16.4 mi
Fort Myers Beach
Airport
9.5 mi
Page Field (Fort Myers)
Shopping
3.2 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.