$2,695,000
4 Bed Pool Home for Sale in Monterey
8037 Vera Cruz Way, Naples, FL, 34109
About this home
This sparkling Monterey gem is perched upon one of the desired lakefront lots within the community. This impeccably renovated residence offers a rare blend of privacy, panoramic water views and refined design. On a quiet cul-de-sac street with desirable southwestern exposure, the home is bathed in natural light throughout the day and delivers breathtaking sunset vistas each evening. Designed for the discerning buyer seeking a move-in-ready luxury home in Naples, this residence features a spacious great room layout complemented by climate-controlled three-car garage, full-house generator and three beautifully appointed full baths. The chef’s kitchen has been thoughtfully reimagined with premium finishes and appliances, including striking 4-inch quartzite counters, exquisite marble honed mosaic tile, large center island, a Sub-Zero refrigerator, built-in wine cooler and two beverage cooler drawers, Induction cooktop, and double wall ovens. Custom lighting and sparkling porcelain tile flooring elevate the home’s modern, cohesive feel. The primary suite is a private retreat, offering lanai access through elegant French doors, a generous walk-in closet, and a spa-inspired bath featuring a large walk-in shower, designer quartz surfaces and a luxury integrated bidet system with heated seating. The expansive lanai has been upgraded with natural stone pavers and a panoramic picture-frame screen enclosure, creating an uninterrupted connection to the tranquil lake beyond. Full hurricane protection, including Storm Smart Kevlar screens on the lanai, hurricane rated garage doors and a 1,000-gallon buried propane tank supporting the whole-home generator, provides peace of mind year-round. Recent upgrades include a 2017 roof, dual HVAC systems (2022), water heater (2024), and generator (2018), ensuring modern efficiency and reliability. Residents of Monterey enjoy a premier lifestyle just minutes, less than three miles, from the white sand beaches of Naples, as well as upscale dining and shopping at Mercato and Waterside Shops. Community amenities include a 24-hour guard-gated entrance, renovated clubhouse, state-of-the-art fitness center, heated lap pool, Har-Tru tennis courts with professional instruction, pickleball and more. The fabulous location, combined with a full amenity package and lower HOA fees, ensures Monterey stays one of the desirable communities in all of Naples. Within an A-rated school district and near top private institutions, this property represents an exceptional opportunity to own a renovated luxury lakefront home in Naples with modern upgrades, resort-style amenities and premier location.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1998
- Interior
- 3,000 sqft
- Lot size
- 11,761.2 sqft
- Acreage
- 0.27 acres
- Garage
- 3 car
- Days on market
- 100
- Total association fees
- $5,192/yr (~$433/mo)
- CDD
- None
- Est. taxes (1.4%)
- $37,730/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Shutters
- Exposure
- Southwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1984 Mission Drive | Nov 2025 | $2,400,000 | 4/3 | 2,931 | $819 |
| 7573 Cordoba Circle | Dec 2025 | $2,450,000 | 3/2 | 3,157 | $776 |
| 2542 Marquesa Royale Lane 6-301 | Mar 2026 | $3,000,000 | 4/3 | 2,950 | $1,017 |
| Average | 3 comps | $2,616,667 | $871 |
Market trends, Monterey
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $100,000 (3.6%) from the original list price.
| Jun 30, 2026 | Price reducedfrom $2,795,000 | $2,695,000 |
| May 4, 2026 | Listed | $2,795,000 |
The good, the trade-offs & the location
- Private pool
- Waterfront
- Storm protection: Shutters
- 3-car garage
- Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.