4 Bed Pool Home for Sale in Monterey
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For SaleMLS# 226017758

$2,695,000

4 Bed Pool Home for Sale in Monterey

8037 Vera Cruz Way, Naples, FL, 34109

4 beds3 baths3,000 sqft3 garage
GatedPickleballTennisFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

This sparkling Monterey gem is perched upon one of the desired lakefront lots within the community. This impeccably renovated residence offers a rare blend of privacy, panoramic water views and refined design. On a quiet cul-de-sac street with desirable southwestern exposure, the home is bathed in natural light throughout the day and delivers breathtaking sunset vistas each evening. Designed for the discerning buyer seeking a move-in-ready luxury home in Naples, this residence features a spacious great room layout complemented by climate-controlled three-car garage, full-house generator and three beautifully appointed full baths. The chef’s kitchen has been thoughtfully reimagined with premium finishes and appliances, including striking 4-inch quartzite counters, exquisite marble honed mosaic tile, large center island, a Sub-Zero refrigerator, built-in wine cooler and two beverage cooler drawers, Induction cooktop, and double wall ovens. Custom lighting and sparkling porcelain tile flooring elevate the home’s modern, cohesive feel. The primary suite is a private retreat, offering lanai access through elegant French doors, a generous walk-in closet, and a spa-inspired bath featuring a large walk-in shower, designer quartz surfaces and a luxury integrated bidet system with heated seating. The expansive lanai has been upgraded with natural stone pavers and a panoramic picture-frame screen enclosure, creating an uninterrupted connection to the tranquil lake beyond. Full hurricane protection, including Storm Smart Kevlar screens on the lanai, hurricane rated garage doors and a 1,000-gallon buried propane tank supporting the whole-home generator, provides peace of mind year-round. Recent upgrades include a 2017 roof, dual HVAC systems (2022), water heater (2024), and generator (2018), ensuring modern efficiency and reliability. Residents of Monterey enjoy a premier lifestyle just minutes, less than three miles, from the white sand beaches of Naples, as well as upscale dining and shopping at Mercato and Waterside Shops. Community amenities include a 24-hour guard-gated entrance, renovated clubhouse, state-of-the-art fitness center, heated lap pool, Har-Tru tennis courts with professional instruction, pickleball and more. The fabulous location, combined with a full amenity package and lower HOA fees, ensures Monterey stays one of the desirable communities in all of Naples. Within an A-rated school district and near top private institutions, this property represents an exceptional opportunity to own a renovated luxury lakefront home in Naples with modern upgrades, resort-style amenities and premier location.

Property details

Type
SingleFamilyResidence
Year built
1998
Interior
3,000 sqft
Lot size
11,761.2 sqft
Acreage
0.27 acres
Garage
3 car
Days on market
100
Total association fees
$5,192/yr (~$433/mo)
CDD
None
Est. taxes (1.4%)
$37,730/yr
Flood zone (area est.)
Not available
Storm protection
Shutters
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
Yes
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetLegalAccountingMaintenanceStructureRecreationFacilitiesReserveFundRoadMaintenanceStreetLights

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBilliardRoomBilliardsCabanaClubhouseFitnessCenterBarbecuePicnicAreaPlaygroundPickleballPoolSidewalksTennisCourtsManagement
Above marketThis home is priced above comparable recent sales.
This home
$898/sqft
Comp median
$819/sqft
Difference
+10%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1984 Mission DriveNov 2025$2,400,0004/32,931$819
7573 Cordoba CircleDec 2025$2,450,0003/23,157$776
2542 Marquesa Royale Lane 6-301Mar 2026$3,000,0004/32,950$1,017
Average3 comps$2,616,667$871

Market trends, Monterey

Median list
$1,950,000
Median $/sqft
$668
Median sold (90d)
$1,830,000
Avg days on market
34
Active listings
8
Median sold price · Monterey
$1,830,000last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $100,000 (3.6%) from the original list price.

Jun 30, 2026Price reducedfrom $2,795,000$2,695,000
May 4, 2026Listed$2,795,000

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
  • Storm protection: Shutters
  • 3-car garage
Consider
  • Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
5.5 mi
Physicians Regional (Naples)
Beach
2.9 mi
Vanderbilt Beach (Naples)
Airport
6.2 mi
Naples Airport
Shopping
2.2 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.