4 Bed Pool Home for Sale in Valley Oak
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For SaleMLS# 226025846

$1,495,000

4 Bed Pool Home for Sale in Valley Oak

196 Monterey Drive, Naples, FL, 34119

4 beds3 baths2,915 sqft2 garage
GatedGolfPickleballTennisFitness CenterClubhouseCommunity PoolOn-site Dining

About this home

Tastefully renovated and thoughtfully designed, this exceptional four-bedroom, three-bath residence offers 2,915 square feet of inviting living space within the desirable Valley Oak neighborhood of The Vineyards. Blending timeless finishes with comfortable family living, the home welcomes you with warm wood flooring, a formal living room, and an elegant dining area ideal for entertaining.At the heart of the home, the beautifully renovated kitchen features quartz countertops, custom cabinetry, stainless steel appliances, a large island with seating for three, an oversized sink, wine refrigerator, and an open flow into the spacious family room. Soaring volume ceilings and a striking Dimplex LED fireplace with a wood mantel create a warm, inviting gathering space for everyday living. Designed for seamless indoor-outdoor living, sliding glass doors open to a covered lanai with a wood-paneled ceiling, offering generous areas for both dining and lounging. The private backyard is surrounded by lush tropical landscaping and features a sparkling sun-filled pool, an expansive screened lanai, and a built-in outdoor grilling station—perfect for weekend cookouts and year-round entertaining. The spacious primary suite is a peaceful retreat with volume ceilings and wood flooring, while the beautifully renovated primary bath showcases dual vanities, a freestanding soaking tub, and an oversized walk-in shower. Two guest bedrooms share an updated bath, while the fourth bedroom, currently utilized as a home office, enjoys an adjacent full bath that also serves as a convenient pool bath. Additional highlights include impact-resistant windows and doors, a spacious laundry room, an epoxy-finished two-car garage, and a newer HVAC system. Valley Oak is one of The Vineyards’ most sought-after family neighborhoods, offering low HOA fees and the opportunity to enjoy optional membership to The Vineyards Country Club, with both social and championship golf memberships available. Ideally located in the heart of Naples, residents are just minutes from beaches, Mercato, Waterside Shops, fine dining, and shopping.

Property details

Type
SingleFamilyResidence
Year built
1988
Interior
2,915 sqft
Lot size
11,761.2 sqft
Acreage
0.27 acres
Garage
2 car
Days on market
48
Total association fees
$3,040/yr (~$253/mo)
CDD
None
Est. taxes (1.4%)
$20,930/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
Northeast
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
Yes
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvIrrigationWaterReserveFundRoadMaintenanceSewerStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

ClubhouseSportCourtFitnessCenterGolfCoursePickleballParkPrivateMembershipPoolRestaurantSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$513/sqft
Comp median
$448/sqft
Difference
+15%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
215 Monterey DriveMar 2026$1,200,0004/23,056$393
5799 Hammock Isles DriveNov 2025$1,400,0004/43,010$465
5750 Napa Woods WayDec 2025$1,655,0004/42,804$590
580 Avellino Isles Circle 202Oct 2025$1,260,0003/32,814$448
530 Avellino Isles Circle 7-301Jan 2026$1,175,0003/32,999$392
Average5 comps$1,338,000$458

Market trends, Valley Oak

Median list
$1,495,000
Median $/sqft
$573
Median sold (90d)
$1,972,500
Avg days on market
70
Active listings
6
Median sold price · Valley Oak
$1,972,500last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Private pool
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
2.7 mi
Physicians Regional (Naples)
Beach
6.5 mi
Vanderbilt Beach (Naples)
Airport
5.6 mi
Naples Airport
Shopping
5.6 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.