$398,900
4 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
209 SE 20th Court, Cape Coral, FL, 33990
About this home
Step into your dream Florida lifestyle with this stunning waterfront retreat, perfectly positioned on intersecting canals where serenity, space, and scenic water views come together beautifully. With peaceful canal views from nearly every angle, this 4-bedroom, 2-bath home invites you to slow down and savor the moment—whether you’re enjoying morning coffee by the water or watching the light shimmer across the canals in the evening. A private concrete dock makes it easy to launch a kayak, cast a fishing line, or paddleboard right from your backyard, all while enjoying the added benefit of no flood insurance required. Inside, the open-concept great room is designed to maximize natural light and water views, creating a welcoming space that feels equally suited for everyday living and entertaining. The kitchen serves as the heart of the home, offering stainless steel appliances, generous counter space, a sizeable pantry, and flexible dining options—from a formal dining area to a cozy breakfast nook and casual seating at the breakfast bar. For added convenience, the home is being offered mostly furnished, allowing you to move in and start enjoying the Florida lifestyle right away. The spacious primary suite offers a quiet retreat with sliding doors to the screened lanai, a large walk-in closet, and a well-appointed bathroom featuring a jetted soaking tub, separate tiled shower, and dual sinks. Three additional guest bedrooms provide excellent flexibility for family, visitors, or work-from-home needs, with two offering walk-in closets and one currently used as a home office. Outdoor living is where this home truly shines. Pocketing sliders open to the screened lanai, seamlessly blending indoor and outdoor spaces and creating the perfect place to relax after a day of kayaking, fishing, or paddleboarding. Whether hosting friends or enjoying a peaceful evening breeze, this space captures the essence of Florida living. Additional highlights include a side-load garage with a beautifully designed paver driveway, a new roof in 2021, new flooring in 2022, interior and exterior paint in 2022, and new toilets in 2022. Accordion and electric storm shutters add peace of mind. Located in a wonderful neighborhood close to shopping, dining, and everyday conveniences, this home offers more than just a place to live—it offers a lifestyle to love. Don’t miss your opportunity to enjoy waterfront living at its finest.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2002
- Interior
- 1,765 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 38
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $5,585/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 20 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 127 SE 21st Avenue | Jan 2026 | $385,000 | 3/2 | 1,755 | $219 |
| 232 SE 21st Avenue | Jun 2026 | $430,000 | 3/2 | 1,924 | $223 |
| 2203 SE 1st Terrace | Apr 2026 | $340,000 | 3/2 | 1,688 | $201 |
| 2005 Bolado Parkway | Feb 2026 | $350,000 | 3/2 | 1,752 | $200 |
| 9 NE 20th Court | Feb 2026 | $380,000 | 3/2 | 1,700 | $224 |
| 1726 SE 2nd Street | Dec 2025 | $390,000 | 3/2 | 1,811 | $215 |
| Average | 6 comps | $379,167 | $214 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $18,900 (4.7%) from the original list price.
| Apr 20, 2026 | Sold | $380,000 |
| Feb 6, 2026 | Listed | $398,900 |
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.