4 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026012702

$479,000

4 Bed Waterfront Home for Sale in Cape Coral

2324 SW 20th Avenue, Cape Coral, FL, 33991

4 beds3 baths2,290 sqft3 garage
GatedBoatingWaterfront

About this home

PRIME LOCATION + MOTIVATED SELLER! Stunning 2026 NEW CONSTRUCTION in one of Cape Coral’s most convenient areas, just off Veterans Pkwy and minutes from Shops at Surfside, restaurants, schools, shopping and everyday conveniences, with easy access to Fort Myers and major routes. This impressive 2,290 sq. ft. home features 4 bedrooms + den, 3 full baths and a 3-car garage, with a bright open-concept design, impact windows and doors, and a beautiful gourmet kitchen with oversized island, custom cabinetry and stainless steel appliances. The spacious primary suite offers a spa-inspired bathroom with soaking tub and walk-in shower. Step outside and enjoy peaceful FRESHWATER CANAL VIEWS—the perfect Florida setting for relaxing and entertaining. LOCATION, SPACE, WATER VIEW & NEW CONSTRUCTION ALL IN ONE! Schedule your private showing today.

Property details

Type
SingleFamilyResidence
Year built
2026
Interior
2,290 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
3 car
Days on market
158
Total association fees
None
CDD
None
Est. taxes (1.4%)
$6,706/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
Southeast
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
Yes
Pets
Yes
County
Lee

Maintenance included in the fee

Other

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

Other

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$209/sqft
Comp median
$237/sqft
Difference
-12%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2134 SW 22nd TerraceMay 2026$549,9004/32,320$237
2103 SW 26th TerraceDec 2025$500,0003/22,471$202
1217 SW 20th StreetMay 2026$525,5004/32,127$247
Average3 comps$525,133$229

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $50,900 (9.6%) from the original list price.

Aug 3, 2026Price reducedfrom $499,000$479,000
Jul 7, 2026Back on market
Mar 14, 2026Listed$529,900

The good, the trade-offs & the location

Pros
  • Built 2026 — post-2002 Florida wind codes (typically lower insurance)
  • New construction
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 3-car garage
Location convenienceHigh
Hospital
4.7 mi
Cape Coral Hospital
Beach
11.5 mi
Fort Myers Beach
Airport
9.5 mi
Page Field (Fort Myers)
Shopping
5.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.