4 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026025924

$461,000

4 Bed Waterfront Home for Sale in Cape Coral

302 SE 1st Terrace, Cape Coral, FL, 33990

4 beds2 baths2,330 sqft2 garage
BoatingWaterfront

About this home

NEW concrete seawall on the Moro Canal with CITY WATER/sewer/reclaimed water & ASSESSMENTS PAID. NO FLOOD INSURANCE REQUIRED *ZONE X* ASK ABOUT INCENTIVES! NEW CONSTRUCTION = NEW ELEVATION + NEW WIND LOAD BUILD CODES + BUILDER WARRANTY! This is the Perfect 4 bedroom, 2 bathroom, 2 car garage ranch with 2330 sq ft of highly functional space on a gorgeous Canal Lot in the Heart of Cape Coral. High Volume Ceilings, Plank Tile & Granite Throughout, - Copious Natural Lighting, Southern Rear Exposure from your 23'x8' covered lanai, - Parade of Homes winner for best feature "Integrated Family Living Space" *MLS Listing Data Subject to Errors & Omissions**Price & Availability Subject to Change*

Property details

Type
SingleFamilyResidence
Year built
2026
Interior
2,330 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
57
Total association fees
None
CDD
None
Est. taxes (1.4%)
$6,454/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$198/sqft
Comp median
$219/sqft
Difference
-10%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
305 SE 2nd StreetJul 2026$498,5004/32,265$220
106 SE 5th AvenueJan 2026$470,0004/32,265$208
213 SE 6th StreetJan 2026$471,0003/22,169$217
613 SE 4th PlaceAug 2026$520,0003/32,330$223
118 NE 8th PlaceOct 2025$495,0003/22,210$224
410 SE 7th StreetJul 2026$410,0003/22,255$182
Average6 comps$477,417$212

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $17,900 (3.7%) from the original list price.

Aug 8, 2026Price reducedfrom $463,900$461,000
Jun 12, 2026Listed$478,900

The good, the trade-offs & the location

Pros
  • Built 2026 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • 2-car garage
Location convenienceHigh
Hospital
1.8 mi
Cape Coral Hospital
Beach
13.6 mi
Fort Myers Beach
Airport
7.8 mi
Page Field (Fort Myers)
Shopping
1.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.