4 Bed Waterfront Home for Sale in Stonewater
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For SaleMLS# 2026026912

$384,000

4 Bed Waterfront Home for Sale in Stonewater

451 Spring Hill Lake Loop, Cape Coral, FL, 33993

4 beds2 baths2,034 sqft2 garage
GatedPickleballTennisFitness CenterPlaygroundCommunity PoolWaterfront

About this home

This beautifully crafted 2025-built home is located in the desirable gated community of Stonewater! Offering modern finishes, thoughtful upgrades, and peaceful lake views, this 4-bedroom, 2-bath home delivers the perfect blend of comfort, style, and low-maintenance living. From the moment you arrive, you’ll appreciate the screened front entry, attractive curb appeal, and the added peace of mind that comes with being located in a NO FLOOD ZONE—meaning no required flood insurance. Built with today’s homeowner in mind, this home features impact-resistant doors and windows, exterior gutters, and a newly installed 50-amp generator hookup for added convenience. Inside, the open-concept floor plan offers a bright and inviting living space with modern touches throughout. The kitchen showcases granite countertops, 42-inch cabinetry, stainless steel appliances, and plenty of storage. Additional upgrades include upgraded baseboards and casings, custom window treatments, SMART-home capabilities, and six newly added ceiling fans for enhanced comfort. The epoxy-finished garage floor adds a clean, durable upgrade to the oversized 2-car garage. Relax and enjoy the peaceful lake views that create a beautiful backdrop for your everyday lifestyle. Stonewater offers an impressive array of amenities including a community pool, fitness center, playground, tennis courts, and scenic sidewalks—all with low HOA fees. This move-in-ready home combines newer construction, energy-efficient features, modern technology, and resort-style community living. Don’t miss the opportunity to make this exceptional Stonewater property your own! SPECIAL INCENTIVES: Unlike many new home builders, the seller is NOT charging the buyer for owner’s title insurance or state documentary stamp taxes, providing additional upfront savings at closing.

Property details

Type
SingleFamilyResidence
Year built
2025
Interior
2,034 sqft
Lot size
7,492.32 sqft
Acreage
0.17 acres
Garage
2 car
Days on market
72
Total association fees
$2,832/yr (~$236/mo)
CDD
Yes
Est. taxes (1.4%)
$5,376/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

MaintenanceGroundsRecreationFacilitiesReserveFundRoadMaintenanceStreetLightsSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

FitnessCenterBarbecuePicnicAreaPlaygroundPickleballPoolSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$189/sqft
Comp median
$178/sqft
Difference
+6%

Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
507 SPRING HILL LAKE LoopOct 2025$361,7803/22,034$178
515 SPRING HILL LAKE LoopOct 2025$355,0003/22,034$175
539 Spring Hill Lake LoopFeb 2026$425,0003/22,221$191
519 Spring Hill Lake LoopDec 2025$374,9993/22,221$169
1227 MARINERS VIEW TerraceFeb 2026$355,0004/22,034$175
532 SPRING HILL LAKE LoopMar 2026$340,0004/22,032$167
Average6 comps$368,630$176

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,460
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM7% YoY
$340k$365k$390kJul ’25Aug ’26
$380,000Aug ’26 · 444 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $5,887 (1.5%) from the original list price.

Aug 18, 2026Price reducedfrom $385,000$384,000
Jun 19, 2026Listed$389,887

The good, the trade-offs & the location

Pros
  • Built 2025 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
3.9 mi
Cape Coral Hospital
Beach
14.8 mi
Fort Myers Beach
Airport
9.9 mi
Page Field (Fort Myers)
Shopping
3.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.