4 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 226025243

$785,000

4 Bed Waterfront Home for Sale in Cape Coral

5204 Tower Drive, Cape Coral, FL, 33904

4 beds3 baths1,959 sqft2 garage
GatedBoatingWaterfront

About this home

This is an exceptional fully remodeled waterfront home located off the Bimini Basin in Cape Coral’s desirable Yacht Club area (Sailboat access, NO BRIDGES). Purchased and upgraded through a contractor who intended to make it his own residence, this home reflects a higher level of quality, detail, and finish throughout. Offering 4 bedrooms plus a den and 3 baths, this residence blends luxury interior upgrades with one of Cape Coral’s most sought-after boating lifestyles. There are (2) en suites! Inside, the home features hurricane impact windows and doors, luxury vinyl flooring, spray foam insulation, custom closets, remote-controlled window coverings, and pocket sliders that open to an unobstructed waterfront view. The kitchen is beautifully finished with custom wood cabinetry, quartz countertops with a waterfall edge, designer backsplash, stainless steel appliances, and an open layout ideal for entertaining. The bathrooms continue the upscale feel with frameless shower doors and quality finishes. Major updates provide additional peace of mind, including plumbing and electrical replaced in 2019, roof replaced in 2019, and a newer A/C system. This is not a basic cosmetic remodel — it is a thoughtfully upgraded home with quality improvements inside and out. Step outside to enjoy the best of Southwest Florida waterfront living. The fenced rear yard offers privacy, while the composite deck, built-in summer kitchen, boat dock, canvas canopy, and 8,000 lb boat lift create the perfect setup for boating, relaxing, and entertaining. The dock, canvas, and boat lift were completed in 2021. Located on deep water with sailboat access, no bridges, and just minutes to the river, this is an ideal location for boaters who want quick and easy access to open water. 14 x 28 Below Ground Pool was originally being placed in rear, however, the current owner elected not too. At the end of the day, unwind on the lanai and take in beautiful sunset views over the water. Close to Bimini Basin, fine dining, waterfront restaurants, shopping, and entertainment, this home delivers the perfect combination of luxury finishes, quality renovations, boating convenience, and the Cape Coral lifestyle buyers are looking for.

Property details

Type
SingleFamilyResidence
Year built
1978
Interior
1,959 sqft
Lot size
9,753.084 sqft
Acreage
0.22 acres
Garage
2 car
Days on market
53
Total association fees
None
CDD
None
Est. taxes (1.4%)
$10,990/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$401/sqft
Comp median
$368/sqft
Difference
+9%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
419 Pinecrest CourtJun 2026$705,0004/31,918$368
5306 Cortez CourtMar 2026$775,0003/21,898$408
4918 Triton CourtAug 2026$714,0003/22,032$351
Average3 comps$731,333$376

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,460
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM7% YoY
$340k$365k$390kJul ’25Aug ’26
$380,000Aug ’26 · 444 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1978 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
5.3 mi
HealthPark Medical Center
Beach
7.2 mi
Fort Myers Beach
Airport
6.7 mi
Page Field (Fort Myers)
Shopping
5.8 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.