$329,900
4 Bed Waterfront Home for Sale in Cape Coral, FL, $329,900
2212 NE 39th Terrace, Cape Coral, FL, 33909
About this home
Brand-new construction offering 4 bedrooms, 2.5 bathrooms, and a spacious open floor plan that defines modern living at its best. Built by ONX Homes, renowned for its innovative construction and sleek modern design, this home blends style, comfort, and functionality. Enjoy the peace of mind of a builder warranty! What sets this home apart is ONX's proprietary X Construction™ technology. This advanced building system utilizes factory-engineered components, including monolithic concrete walls, reinforced foundations, and integrated bathroom pods, to deliver superior strength, energy efficiency, and resilience compared to traditional construction methods. This particular home is constructed on stem walls, providing added elevation and protection, an ideal feature for Florida's climate. With 1,998 sq. ft. under A/C, the open-concept layout flows seamlessly between the living room, dining area, and kitchen, making it perfect for entertaining or everyday living. The kitchen features quartz countertops, stainless steel appliances, and ample storage. The private primary suite offers a spacious walk-in closet and a beautifully appointed bathroom, while the additional bedrooms and half bath provide flexible space for guests, family, or a home office. Impact-resistant windows, a tankless water heater, and energy-efficient features help reduce monthly utility costs while providing long-term peace of mind. Located in the growing area of Cape Coral with convenient access to schools, shopping, dining, and major roadways. Qualified buyers may take advantage of exclusive financing incentives through the builder's preferred lender, including **3.99% FHA/VA fixed-rate financing with 3% seller concessions** or **5.50% conventional fixed-rate financing with 3% seller concessions**. Additional financing options include 100% VA and 3.5% down FHA loans, with closing cost assistance available. Images are of a similar home. Actual home may vary in finishes, features, and color selections.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2025
- Interior
- 1,998 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $4,619/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Well
- Sewer
- Septic Tank
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.
Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 2124 NE 40th Terrace | Aug 2025 | $300,000 | 4/2 | 1,806 | $166 |
| 2032 NE 40TH Street | Dec 2025 | $350,000 | 4/3 | 2,020 | $173 |
| 4120 Garden Boulevard | Feb 2026 | $360,000 | 4/2 | 2,009 | $179 |
| 4133 NE 22nd Avenue | Aug 2025 | $318,990 | 4/2 | 1,810 | $176 |
| 1533 NE 34TH Lane | Jul 2026 | $320,000 | 4/2 | 1,808 | $177 |
| Average | 5 comps | $329,798 | $174 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2025 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$329,900
MLS# 2260284092220 NE 39th Terrace, Cape Coral, FL, 33909
$329,900
MLS# 2260095121910 NW 17th Terrace, Cape Coral, FL, 33909
$269,500
MLS# 2025021336275 LAKEVIEW Drive, North Fort Myers, FL, 33917
$335,990
MLS# 20260081142548 Caslotti Way, Cape Coral, FL, 33909
$269,999
MLS# 20260331471424 Weeping Willow Court, Cape Coral, FL, 33909
$299,000
MLS# 20260312203477 Acapulco Circle, Cape Coral, FL, 33909
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.