4 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226027102

$7,500,000

4 Bed Waterfront Home for Sale in Naples

81 Seagate Drive 1703, Naples, FL, 34103

4 beds5 baths7,243 sqft2 garage
GatedTennisBeach AccessFitness CenterBoatingWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. One or more photo(s) has been virtually staged, AI generated or rendered. Rarely available, this expansive 17th-floor sky residence offers an exceptional combination of scale, privacy, and breathtaking Gulf and bay views. Encompassing more than 7,200 square feet of thoughtfully designed living space, this estate-sized residence lives with the comfort and functionality of a single-family home while offering the convenience of luxury condominium living. Adding to its rarity, the residence includes a private two-car garage, a highly coveted feature. Expansive entertaining spaces, soaring ceilings, and generously proportioned rooms create an impressive yet comfortable environment for both everyday living and grand-scale gatherings. Lovingly maintained and presented in exceptional condition, the residence offers an incredible opportunity to enjoy as is or transform into a truly bespoke coastal home. The expansive floor plan provides exceptional flexibility with oversized living and dining spaces, an expansive primary suite, generous guest accommodations, and multiple private terraces that capture sweeping views of the Gulf, Venetian Bay, and the Naples skyline from sunrise to sunset. One of the home's most unique features is the attached private guest suite with its own dedicated elevator entrance, providing exceptional privacy for extended family, guests, live-in staff, or a private office. Offering the volume, privacy, and lifestyle typically reserved for a luxury estate home, this residence represents one of the largest condominium opportunities in Naples. Positioned behind the private gates of Naples Cay, residents enjoy one of Naples' most coveted beachfront communities. Ideally located along the white sandy beaches of Naples and just moments from Waterside Shops, Artis–Naples, Venetian Village, and the renowned dining and shopping destinations of Park Shore, Naples Cay offers an unmatched blend of privacy and convenience. Community amenities include 24-hour staffed gate security, direct beach access, a resort-style pool and spa, tennis courts, a state-of-the-art fitness center, and beautifully maintained grounds.

Property details

Type
Condominium
Year built
2002
Interior
7,243 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
0
Total association fees
$81,820/yr (~$6,818/mo)
CDD
None
Est. taxes (1.4%)
$105,000/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — Gulf frontage
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlRecreationFacilitiesReserveFundSewerStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBilliardRoomBilliardsBikeStorageFitnessCenterGuestSuitesLibraryBarbecuePicnicAreaSaunaStorageSidewalksTennisCourtsTrashVehicleWashArea
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Your notes on this home

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Market trends, Naples

Median list
$679,999
Median $/sqft
$370
Median sold (90d)
$610,000
Avg days on market
110
Active listings
4,067
Median sold price · Naples
$610,000last 3 months3.2% vs $630,000 prior 3 months
Median closed price by month · Naples
0.8% MoM2.6% YoY
$530k$599k$668kJul ’25Aug ’26
$600,000Aug ’26 · 106 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Gulf access (Direct — Gulf frontage)
  • 2-car garage
Consider
  • Higher association fees (~$81,820/yr)
Location convenienceHigh
Hospital
3.8 mi
NCH Baker Hospital (Naples)
Beach
3.5 mi
Vanderbilt Beach (Naples)
Airport
4.6 mi
Naples Airport
Shopping
3.4 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.