5 Bed 3 Bath SingleFamilyResidence for Sale in NAPLES TERRACE, FL
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For SaleMLS# 225080795

$1,700,000

5 Bed 3 Bath SingleFamilyResidence for Sale in NAPLES TERRACE, FL

2499 10th Street, Naples, FL, 34103

5 beds3 baths2,497 sqft2 garage
Gated

About this home

Rare in Naples: a home where flood insurance isn't just waived—it's structurally irrelevant. Built in 2016 and sitting in an X Flood Zone with a first floor elevated at 13 feet, this custom five-bedroom home delivers something that's increasingly hard to find in Southwest Florida: genuine, engineered peace of mind. It has never flooded—not during Ian, not during any storm—and with a first floor at 13', it's built well above the threshold that makes that confidence meaningful. The home itself feels brand new. A just-completed full interior repaint freshens a space already defined by warm wood floors, custom cabinetry, and quartz countertops throughout. The open-concept main level flows effortlessly from a chef's kitchen—anchored by a large quartz island and walk-in pantry—through the great room and dining area, making it equally suited for weekday living and weekend entertaining. The floor plan offers real flexibility across five bedrooms. Three are on the main level, including a serene primary suite alongside two guest rooms. Upstairs, two additional bedrooms are privately tucked away—ideal for guest suites, a home office, gym, or media room. Step outside to the screened lanai or front porch to take in the Florida breeze, while the fully fenced backyard with mature landscaping offers both privacy and room for a future pool. A recently replaced roof adds another layer of long-term value to an already low-maintenance package. And the location delivers: walkable to Naples High School, restaurants, and shopping, with beaches and downtown just minutes away. Seller financing is a possibility! —schedule your private showing today.

Property details

Type
SingleFamilyResidence
Year built
2016
Interior
2,497 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
221
Total association fees
None
CDD
None
Est. taxes (1.4%)
$23,800/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
Yes
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Maintenance included in the fee

CableTvSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read — ask Rick for a personalized CMA.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
748 Willowhead DriveMar 2026$2,100,0004/32,653$792
Average1 comps$2,100,000$792

Market trends — Naples

Median list
$679,400
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,190
Median sold price · Naples
$625,000last 3 months1.6% vs $635,000 prior 3 months
Median closed price by month · Naples
0.4% MoM10.1% YoY
$530k$599k$668kJul ’25Jul ’26
$627,500Jul ’26 · 361 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $200,000 (10.5%) from the original list price.

Apr 14, 2026Price reducedfrom $1,800,000$1,700,000
Nov 21, 2025Listed$1,900,000

The good, the trade-offs & the location

Pros
  • Built 2016 — post-2002 Florida wind codes (typically lower insurance)
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
1.5 mi
NCH Baker Hospital (Naples)
Beach
3.2 mi
Naples Pier / Beach
Airport
2.2 mi
Naples Airport
Shopping
1 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.