$629,900
5 Bed Pool Home for Sale in Cape Coral
212 SW 20th Street, Cape Coral, FL, 33991
About this home
MOTIVATED!! RARE 5-BEDROOM WATERFRONT HOME with SOUTHERN EXPOSURE, a SALTWATER POOL, and an INCREDIBLE OVERSIZED LOT offering an impressive 111 FEET OF CANAL FRONTAGE! This stunning property built by Armex Construction is designed for the ultimate Florida lifestyle, featuring 82 feet of seawall plus an additional 30 feet of grassy slope with a floating dock—perfect for easy kayak and boat launching right from your backyard. Enjoy endless sunshine from the southern rear exposure while relaxing in the sparkling saltwater pool with sun shelf or entertaining on the expansive extended lanai. This beautifully designed home offers 5 spacious bedrooms, 3 full bathrooms, volume tray ceilings, and 8-foot doors throughout, creating an open and luxurious feel. The gourmet kitchen is the heart of the home, showcasing granite countertops, soft-close cabinetry, upgraded stainless steel appliances, and a huge open-concept layout ideal for entertaining guests or just your everyday relaxation. Elegant plank tile flooring flows throughout the home, while the oversized owner’s suite impresses with french doors to the lanai, spacious bathroom featuring a custom tiled shower, dual sinks, abundant cabinetry with granite counters, and a massive walk-in closet. Additional highlights include a large laundry room with extensive cabinetry and granite countertops, underground utility service, impact windows and doors for energy efficiency and storm protection, and a durable metal roof known for longevity and superior high-wind performance. The oversized drive-through tandem garage accommodates up to 4 vehicles and conveniently opens to the rear of the home for added functionality. Situated in Flood Zone X, this property does not require mandatory flood insurance. This exceptional waterfront home combines space, luxury, durability, and outdoor living in one incredible package, and in a great central Cape Coral location —truly a MUST-SEE! Would make for a Great AIRBNB!! One or more photo(s) has been virtually staged, AI generated or rendered.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2020
- Interior
- 2,223 sqft
- Lot size
- 13,111.56 sqft
- Acreage
- 0.30 acres
- Garage
- 4 car
- Days on market
- 98
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $8,819/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Unpaid
- Sewer
- Assessment Unpaid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 126 SW 21st Terrace | Aug 2026 | $652,500 | 4/3 | 2,265 | $288 |
| 433 SW 21st Street | Jun 2026 | $665,000 | 4/3 | 2,265 | $294 |
| 149 SE 21st Street | Nov 2025 | $720,000 | 4/3 | 2,236 | $322 |
| Average | 3 comps | $679,167 | $301 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $20,000 (3.1%) from the original list price.
| Aug 5, 2026 | Price reducedfrom $639,900 | $629,900 |
| May 15, 2026 | Listed | $649,900 |
The good, the trade-offs & the location
- Built 2020 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- Waterfront
- Storm protection: Impact Windows/Doors
- 4-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.