$799,900
5 Bed Pool Home for Sale in Bella Terra
20886 Torre Del Lago Street, Estero, FL, 33928
About this home
Expansive Estate Living in Bella Terra — Room for the Whole Family to Grow Welcome to one of the largest and most private homesites in all of Bella Terra. Nestled on one of the biggest lots in the sought after Estate area, this 5 bedroom, 4 bathroom two story home offers the space and flexibility that your growing family truly needs. The first floor features a second owner's suite, ideal as a private in law suite, guest retreat, or a main level primary bedroom. Upstairs, the additional bedrooms provide the separation and privacy that busy households appreciate. The oversized driveway can accommodate up to 6 vehicles in addition to the attached 2 car garage. There's a full pool bathroom with a shower, which is great if you don't want wet guests running through the house! Tucked into a serene pocket of the Estate area, you'll get all the benefits of a quiet, low traffic atmosphere with quick, effortless access in and out of the community. The expansive .34 acre lot delivers a level of elbow room and backyard privacy that is exceptionally hard to find in any HOA community. Bella Terra offers exceptional values in low annual fees, community pool, fitness center, tennis and pickleball courts, bocce, playground in a guard-gated community. The home has been professionally maintained, and the big ticket updates are already done for you: a newer air conditioning system (2018), water heater (2026), and roof (2023). If your family is ready for more space, more privacy, and a home that's move-in-today-ready, this is the one. Schedule your private showing today.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2006
- Interior
- 3,607 sqft
- Lot size
- 14,679.72 sqft
- Acreage
- 0.34 acres
- Garage
- 2 car
- Days on market
- 41
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $11,199/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 12686 Alderson Avenue | Jan 2026 | $849,900 | 4/5 | 3,694 | $230 |
| 12537 Aqua Reserve Court | Aug 2026 | $862,000 | 4/4 | 3,553 | $243 |
| 14016 Hawks Eye Court | Apr 2026 | $885,000 | 4/4 | 3,516 | $252 |
| Average | 3 comps | $865,633 | $242 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2006 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.