$1,250,000
5 Bed Waterfront Home for Sale in Estero
20123 Camellia Crosse Lane, Estero, FL, 33928
About this home
Experience elevated coastal living in this stunning 5-bedroom, 7-bath waterfront residence, where thoughtful design meets high-end finishes throughout. This home is loaded with premium upgrades and crafted for both elegant entertaining and everyday comfort. The heart of the home is a luxury designer kitchen featuring quartz countertops and full-height quartz backsplash (Pietra finish), an oversized island with undermount sink, and sleek Cabico Regola Gloss cabinetry with soft-close drawers. GE stainless steel appliances, a Moen soap dispenser, and air-switch garbage disposal complete this sophisticated culinary space. The primary suites offer spa-level relaxation. Master Baths showcase Pearl Jasmine quartz vanity tops, frameless 3/8” glass shower enclosures, custom soft-close cabinetry, Kohler fixtures, and dramatic floor-to-ceiling tile with waterfall layouts. A soaking tub adds to the retreat-like atmosphere. Additional bathrooms continue the luxury aesthetic with frameless glass showers, premium quartz surfaces, upgraded tile to the ceiling, polished chrome hardware, and Kohler fixtures — creating a consistent high-end feel across all 7 baths. The cabana bath is perfectly positioned for guests and outdoor living, finished with Miami White quartz, Editorial Volakas tile, and elegant chrome details. Interior enhancements include nearly $24,000 in upgrades, such as a modern stain-grade staircase, smooth window coverings, brushed nickel hardware, an upgraded performance A/C system, and a 300-amp electrical panel for enhanced capacity. The laundry room features stylish tile flooring (Shaw Omega, Silver finish). Set on the water, this home blends luxury finishes, modern systems, and resort-style comfort — an exceptional opportunity to own a beautifully upgraded waterfront property designed for refined living. Tenant occupied.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2023
- Interior
- 4,435 sqft
- Lot size
- 5,832.684 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $5,000/yr (~$417/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $17,500/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.
Market trends, Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2023 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$1,349,000
MLS# 22506815410740 Mirasol Drive 201, Miromar Lakes, FL, 33913
$1,129,000
MLS# 22600956210811 Vivaldi Court 1801, Miromar Lakes, FL, 33913
$1,236,900
MLS# 22600944219791 Marino Lake Circle B5-102, Miromar Lakes, FL, 33913
$1,236,900
MLS# 22600841119791 Marino Lake Circle B5-101, Miromar Lakes, FL, 33913
$1,276,900
MLS# 22601011319801 Marino Lake Circle B6-102, Miromar Lakes, FL, 33913
$1,280,850
MLS# 22600944119801 Marino Lake Circle B6-101, Miromar Lakes, FL, 33913
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.