5 Bed Waterfront Home for Sale in Bella Terra
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For SaleMLS# 226023574

$569,500

5 Bed Waterfront Home for Sale in Bella Terra

13859 Farnese Drive, Estero, FL, 33928

5 beds3 baths2,961 sqft3 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Welcome to this well-maintained Oxford model featuring 5 bedrooms, 3 full baths, a 3-car garage, and rare lake and preserve views that provide a private, peaceful backyard setting. Located on a low-traffic street in Bella Terra, this home offers numerous updates including a new roof (2022), water heater (2023), air-conditioned garage (2024), refrigerator (2025), dishwasher and upstairs A/C compressor (2026), along with A/C systems (2019), washer and dryer (2021), updated ductwork, and an exterior generator hookup. The versatile floor plan includes a first-floor bedroom and full bath, ideal for guests, a home office, or multi-generational living. (The downstairs living/dining room was enclosed but can be converted back very easily) The kitchen and master bathroom were also nicely updated. Upstairs are the spacious primary suite, three additional bedrooms, two full baths, and a conveniently located laundry room. Enjoy the sought-after combination of water and preserve views from the rear of the home. Bella Terra is a resort-style community nestled on nearly 999 acres, with half of the neighborhood dedicated to lakes and natural preserves filled with native Florida wildlife. Residents enjoy an impressive lineup of amenities, including a resort-style clubhouse, 24-hour fitness center, activities for all ages, resort pool and spa, shaded children’s play area, tennis courts, pickleball, bocce ball, sand volleyball, multi-use sports fields, a tranquil butterfly garden, exercise trails, and so much more. Don’t miss the opportunity to own this exceptional home in one of Estero’s most desirable communities. Schedule your private showing today.

Property details

Type
SingleFamilyResidence
Year built
2007
Interior
2,961 sqft
Lot size
9,016.92 sqft
Acreage
0.21 acres
Garage
3 car
Days on market
62
Total association fees
$3,244/yr (~$270/mo)
CDD
Yes
Est. taxes (1.4%)
$7,973/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlRecreationFacilitiesReserveFundRoadMaintenanceStreetLightsSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtClubhouseSportCourtFitnessCenterPlaygroundPickleballParkPoolSpaHotTubTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$192/sqft
Comp median
$225/sqft
Difference
-15%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
20638 Torre Del Lago StreetDec 2025$665,0005/32,992$222
20703 Fair Oak LaneJan 2026$700,9004/42,909$241
20184 Camellia Crosse LaneMay 2026$660,0004/42,976$222
21511 Belhaven WayJun 2026$645,0004/32,846$227
Average4 comps$667,725$228

Market trends, Bella Terra

Median list
$529,500
Median $/sqft
$238
Median sold (90d)
$458,500
Avg days on market
22
Active listings
18
Median sold price · Bella Terra
$458,500last 3 months10.5% vs $415,000 prior 3 months
Median closed price by month · Bella Terra
7.6% MoM18.3% YoY
$375k$488k$600kJul ’25Aug ’26
$457,255Aug ’26 · 6 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $20,000 (3.4%) from the original list price.

Aug 13, 2026Price reducedfrom $574,500$569,500
Jun 19, 2026Listed$589,500

The good, the trade-offs & the location

Pros
  • Built 2007 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • 3-car garage
Location convenienceHigh
Hospital
11.5 mi
Gulf Coast Medical Center
Beach
9.7 mi
Lovers Key State Park
Airport
7.4 mi
RSW Intl (Fort Myers)
Shopping
2.7 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.