Waterfront Home for Sale in St James City
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For SaleMLS# 2026035724

$1,649,900

Waterfront Home for Sale in St James City

3226 Stringfellow Road, St James City, FL, 33956

- beds baths sqft
BoatingWaterfront

About this home

Welcome to Golden Palms Resort, an updated eight-unit waterfront retreat in the heart of St. James City! Set on an oversized double lot with approximately 161 feet of direct, no-bridge Gulf-access canal frontage, this rare income-producing property delivers the laid-back Pine Island lifestyle guests seek. All eight studio-style units have now been renovated and offer an open bedroom/living area, kitchen, private bath, and a balcony and/or patio—creating comfortable, turnkey accommodations with a bright coastal feel. A full-length waterfront dock provides exceptional boating access and room to enjoy the canal front setting, while the expansive deck is made for sunsets, entertaining, fishing stories, and dolphin watching. The property also features a 2025 metal roof, impact-resistant windows, mini-split A/C systems, two on-site coin-operated laundry sets, secured bike parking, maintenance and cleaning storage, ample parking, and a fenced pet-friendly yard. With four units historically leased annually and four used as vacation rentals, Golden Palms Resort offers flexibility for an investor, boutique hospitality operator, or owner seeking a waterfront compound with income potential. Seller financing may be available.

Property details

Type
MultiFamily
Year built
1977
Interior
Not specified
Lot size
19,201.248 sqft
Acreage
0.44 acres
Garage
None
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$23,099/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
Not specified
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Not specified
Sewer
Not specified
New construction
No
Pets
Not specified
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

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Market trends, St James City

Median list
$434,500
Median $/sqft
$320
Median sold (90d)
$440,000
Avg days on market
149
Active listings
100
Median sold price · St James City
$437,500last 3 months15.1% vs $380,000 prior 3 months
Median closed price by month · St James City
21.3% MoM30.7% YoY
$215k$420k$625kJul ’25Aug ’26
$433,000Aug ’26 · 19 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1977 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
12 mi
HealthPark Medical Center
Beach
4.8 mi
Sanibel Island
Airport
14.6 mi
Page Field (Fort Myers)
Shopping
13.2 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.