Naples, FL · Golf & Country Club Communities

Breakwater

Breakwater is a residential community in Naples, Collier County, Southwest Florida.

Golf & Country Club CommunitiescondoLuxury · $900K+FEMA Zone X

Market Snapshot

Breakwater market data

Live from the MLS · updated continuously. See all 2 listings →

Active Listings
2
for sale now
Median List Price
$1,115,500
active inventory
Median $/Sq Ft
$725
list price ÷ sqft
Avg Days on Market
114
days listed
Price Range
$854,000-$1,377,000
low to high
Sold (90 days)
$1,117,500
2 closed · median
Homes Built
1987-1998
Typical Home
2 bed · 1,517 sq ft
Median sold price · Breakwater
$1,310,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Breakwater. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Breakwater sits

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Recently Sold

Recent sales in Breakwater

HomeBd / BaSq FtSoldSold Price
750 Bentwater Circle 203, Naples3 / 21,703Aug 2026$925,000
831 Sailaway Lane 202, Naples3 / 21,863Jul 2026$1,310,000
805 Bentwater Circle 101, Naples3 / 2.51,977Jun 2026$1,360,000
760 Bentwater Circle 101, Naples3 / 2.51,831Jun 2026$950,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Breakwater at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zone X
Minimal flood risk
high-confidence estimate, verify by address
Community Type
condo
Region
Naples

Amenities & Lifestyle

What you get living in Breakwater

WaterfrontGolf

Drive Times

Location & access

  • 🏖️ Nearest Beach5 min
  • ✈️ RSW Airport38 min
  • 🏙️ Downtown Fort Myers17 min
  • 🏥 Nearest Hospital17 min
  • 🛣️ I-75 Access17 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Breakwater. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance
$6,250, $13,750
Standard homeowners + wind
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Breakwater is mapped primarily in Zone X

All sample points within Breakwater returned Zone X. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Breakwater

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Breakwater tailored to your timeline and budget.

Good Questions

Breakwater, frequently asked questions

What are home prices like in Breakwater?
Breakwater is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Breakwater in?
Breakwater is mapped primarily in FEMA Zone X, Minimal flood risk. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Breakwater?
Closest schools include Oak Creek Charter School of Bonita Springs (5.8 mi), Bonita Springs Elementary School (6.2 mi), Bonita Springs Middle Center for the Arts (6.7 mi). Browse all on the schools directory.
What does it cost to own a home in Breakwater?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $6,250-$13,750/yr insurance, and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Breakwater offer?
Breakwater features Waterfront, Golf. Compare similar communities on the interactive map.