Bokeelia, FL · Waterfront / Boating Communities

Charlotte Shores

Canal-front on north end of Pine Island

Waterfront / Boating Communitiessingle-familyMid · $450K – $900KFEMA Zones OPEN WATER / VE · varies by lot

Market Snapshot

Charlotte Shores market data

Live from the MLS · updated continuously. See all 1 listings →

Active Listings
1
for sale now
Median List Price
$699,000
active inventory
Median $/Sq Ft
$418
list price ÷ sqft
Avg Days on Market
0
days listed
Price Range
$699,000-$699,000
low to high
Homes Built
1977
Typical Home
3 bed · 1,672 sq ft
Waterfront
100% of homes
Private Pool
100% of homes

Figures reflect current active listings (and recent closed sales where available) tagged to Charlotte Shores. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Charlotte Shores sits

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At a Glance

Charlotte Shores at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zones OPEN WATER / VE
Varies by lot, verify your address
Open water (review parcel)
medium-confidence estimate, verify by address
Community Type
single-family
Region
Bokeelia

Amenities & Lifestyle

What you get living in Charlotte Shores

Boating CanalOld Florida

Drive Times

Location & access

    Cost of Ownership

    Estimated yearly costs for a mid-tier home

    Florida estimates based on a $650,000 home in Charlotte Shores. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

    Property Tax
    $8,450
    ~$704/mo · Lee County millage ~1.3%
    Insurance
    $3,250, $7,150
    Standard homeowners + wind
    HOA Estimate
    $0, $150/mo
    Typically low/none

    Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

    ⚠️ Flood Zone Accuracy Note

    Charlotte Shores is mapped primarily in Open Water

    Our analysis found 2 different flood zones within Charlotte Shores's footprint (Open Water, Zone VE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

    Before making an offer, always verify the exact flood zone for the specific property address:

    Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

    Ready to Look Closer?

    Get live numbers for Charlotte Shores

    HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Charlotte Shores tailored to your timeline and budget.

    Good Questions

    Charlotte Shores, frequently asked questions

    What are home prices like in Charlotte Shores?
    Charlotte Shores is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
    What FEMA flood zone is Charlotte Shores in?
    Charlotte Shores straddles more than one FEMA zone (Zones OPEN WATER / VE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
    What schools are near Charlotte Shores?
    Closest schools include Oasis Elementary School - North (5.5 mi), Trafalgar Elementary School (6.4 mi), Christian Life Academy (6.4 mi). Browse all on the schools directory.
    What does it cost to own a home in Charlotte Shores?
    For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
    What amenities does Charlotte Shores offer?
    Charlotte Shores features Boating Canal, Old Florida. Compare similar communities on the interactive map.