Cape Coral, FL · Single-Family Neighborhoods (Non-Gated)

Eight Lakes / Four Mile Cove area

Freshwater-lake homes with waterfront views

Single-Family Neighborhoods (Non-Gated)non-gatedEntry · $200K – $450KFEMA Zone AE

On the Map

Where Eight Lakes / Four Mile Cove area sits

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Available Now

Homes for sale in Eight Lakes / Four Mile Cove area

No active listings in Eight Lakes / Four Mile Cove area right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Eight Lakes / Four Mile Cove area at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
non-gated
Region
Cape Coral

Amenities & Lifestyle

What you get living in Eight Lakes / Four Mile Cove area

LakefrontFreshwater Canal

Drive Times

Location & access

  • 🏖️ Nearest Beach33 min
  • ✈️ RSW Airport34 min
  • 🏙️ Downtown Fort Myers18 min
  • 🏥 Nearest Hospital19 min
  • 🛣️ I-75 Access29 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Eight Lakes / Four Mile Cove area. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$4,200, $7,700
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Eight Lakes / Four Mile Cove area is mapped primarily in Zone AE

All sample points within Eight Lakes / Four Mile Cove area returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Eight Lakes / Four Mile Cove area

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Eight Lakes / Four Mile Cove area tailored to your timeline and budget.

Good Questions

Eight Lakes / Four Mile Cove area, frequently asked questions

What are home prices like in Eight Lakes / Four Mile Cove area?
Eight Lakes / Four Mile Cove area is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Eight Lakes / Four Mile Cove area in?
Eight Lakes / Four Mile Cove area is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Eight Lakes / Four Mile Cove area?
Closest schools include St. Andrew Catholic School (1.6 mi), Bishop Verot Catholic High School (2.4 mi), Allen Park Elementary School (2.6 mi). Browse all on the schools directory.
What does it cost to own a home in Eight Lakes / Four Mile Cove area?
For a $350,000 home, estimate roughly $4,550/yr property tax, $4,200-$7,700/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Eight Lakes / Four Mile Cove area offer?
Eight Lakes / Four Mile Cove area features Lakefront, Freshwater Canal. Compare similar communities on the interactive map.