Alva / Olga / Pine Island / Matlacha, FL · Waterfront / Boating Communities

Flamingo Bay (St. James City)

Waterfront condos with boat slips on Monroe Canal

Waterfront / Boating CommunitiescondoMid · $450K – $900KFEMA Zone AE

On the Map

Where Flamingo Bay (St. James City) sits

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Homes for sale in Flamingo Bay (St. James City)

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At a Glance

Flamingo Bay (St. James City) at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
condo
Region
Alva / Olga / Pine Island / Matlacha

Amenities & Lifestyle

What you get living in Flamingo Bay (St. James City)

Boating Direct Gulf AccessMarina

Drive Times

Location & access

  • 🏖️ Nearest Beach54 min
  • ✈️ RSW Airport55 min
  • 🏙️ Downtown Fort Myers37 min
  • 🏥 Nearest Hospital39 min
  • 🛣️ I-75 Access50 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Flamingo Bay (St. James City). Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Flamingo Bay (St. James City) is mapped primarily in Zone AE

All sample points within Flamingo Bay (St. James City) returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Flamingo Bay (St. James City)

Oasis High School

5.1 mi
Highcharter· DOE Grade A· Score 79/100

Oasis Charter Middle School

5.1 mi
Middlecharter· DOE Grade A· Score 86/100

Oasis Elementary School - South

5.1 mi
Elementarycharter· DOE Grade A· Score 85/100

Ida S. Baker High School

5.4 mi
Highpublic· Score 57/100

Gulf Middle School

5.8 mi
Middlepublic· DOE Grade B· Score 73/100

Gulf Elementary School

5.9 mi
Elementarypublic· DOE Grade A· Score 85/100

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Ready to Look Closer?

Get live numbers for Flamingo Bay (St. James City)

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Good Questions

Flamingo Bay (St. James City), frequently asked questions

What are home prices like in Flamingo Bay (St. James City)?
Flamingo Bay (St. James City) is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Flamingo Bay (St. James City) in?
Flamingo Bay (St. James City) is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Flamingo Bay (St. James City)?
Closest schools include Oasis High School (5.1 mi), Oasis Charter Middle School (5.1 mi), Oasis Elementary School - South (5.1 mi). Browse all on the schools directory.
What does it cost to own a home in Flamingo Bay (St. James City)?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Flamingo Bay (St. James City) offer?
Flamingo Bay (St. James City) features Boating Direct Gulf Access, Marina. Compare similar communities on the interactive map.