Sanibel & Captiva, FL · Single-Family Neighborhoods

Gumbo Limbo

One of Sanibel's biggest non-gated subdivisions

Single-Family Neighborhoodssingle-familyMid · $450K – $900KFEMA Zones AE / VE · varies by lot

On the Map

Where Gumbo Limbo sits

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Homes for sale in Gumbo Limbo

No active listings in Gumbo Limbo right now

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At a Glance

Gumbo Limbo at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zones AE / VE
Varies by lot, verify your address
High risk · 1% annual chance · BFE established
medium-confidence estimate, verify by address
Community Type
single-family
Region
Sanibel & Captiva

Amenities & Lifestyle

What you get living in Gumbo Limbo

FamilyEstablished

Drive Times

Location & access

  • 🏖️ Nearest Beach48 min
  • ✈️ RSW Airport67 min
  • 🏙️ Downtown Fort Myers61 min
  • 🏥 Nearest Hospital48 min
  • 🛣️ I-75 Access62 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Gumbo Limbo. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Gumbo Limbo is mapped primarily in Zone AE

Our analysis found 2 different flood zones within Gumbo Limbo's footprint (Zone AE, Zone VE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

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Ready to Look Closer?

Get live numbers for Gumbo Limbo

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Gumbo Limbo tailored to your timeline and budget.

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Good Questions

Gumbo Limbo, frequently asked questions

What are home prices like in Gumbo Limbo?
Gumbo Limbo is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Gumbo Limbo in?
Gumbo Limbo straddles more than one FEMA zone (Zones AE / VE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Gumbo Limbo?
See nearby options on the schools directory.
What does it cost to own a home in Gumbo Limbo?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Gumbo Limbo offer?
Gumbo Limbo features Family, Established. Compare similar communities on the interactive map.