Cape Coral, FL · Waterfront / Boating Communities

Pine Key

Small canal-front pocket with direct access

Waterfront / Boating Communitiesnon-gatedEntry · $200K – $450KFEMA Zone X

Market Snapshot

Pine Key market data

Live from the MLS · updated continuously. See all 29 listings →

Active Listings
29
for sale now
Median List Price
$265,000
active inventory
Median $/Sq Ft
$201
list price ÷ sqft
Avg Days on Market
70
days listed
Price Range
$124,999-$549,000
low to high
Sold (90 days)
$210,000
12 closed · median
Homes Built
1960-2026
Typical Home
3 bed · 1,273 sq ft
Waterfront
21% of homes
Private Pool
28% of homes
Median sold price · Pine Key
$210,000last 3 months11.6% vs $237,500 prior 3 months

Figures reflect current active listings (and recent closed sales where available) tagged to Pine Key. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Pine Key sits

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Available Now

Homes for sale in Pine Key(29)

Newest listings first, showing 12 of 29.

See all 29 homes →View on map →

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Recently Sold

Recent sales in Pine Key

HomeBd / BaSq FtSoldSold Price
1096 Winding Pines Circle 102, Cape Coral3 / 21,273Aug 2026$207,000
1113 Winding Pines Circle 205, Cape Coral2 / 21,248Aug 2026$210,000
1803 NE 17th Terrace, Cape Coral4 / 31,825Aug 2026$500,000
1100 Pondella Road 514, Cape Coral2 / 2995Aug 2026$137,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Pine Key at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zone X
Minimal flood risk
high-confidence estimate, verify by address
Community Type
non-gated
Region
Cape Coral

Amenities & Lifestyle

What you get living in Pine Key

Boating Direct Gulf AccessSingle Family

Drive Times

Location & access

  • 🏖️ Nearest Beach41 min
  • ✈️ RSW Airport34 min
  • 🏙️ Downtown Fort Myers11 min
  • 🏥 Nearest Hospital25 min
  • 🛣️ I-75 Access29 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Pine Key. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Lee County millage ~1.3%
Insurance
$1,750, $3,850
Standard homeowners + wind
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Pine Key is mapped primarily in Zone X

All sample points within Pine Key returned Zone X. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Pine Key

Little Piece Of Me Montessori

1.5 mi
Pre-Kmontessori· Score 0/100

Hancock Creek Elementary School

1.6 mi
Elementarypublic· Score 50/100

Dr. Carrie D. Robinson Littleton Elementary School

1.8 mi
Elementarypublic· Score 56/100

Diplomat Elementary School

2.0 mi
Elementarypublic· DOE Grade B· Score 79/100

Patriot Elementary School

2.0 mi
Elementarypublic· Score 54/100

Diplomat Middle School

2.0 mi
Middlepublic· DOE Grade B· Score 63/100

Compare

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Tarpon Landings

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Luxury tier

Ready to Look Closer?

Get live numbers for Pine Key

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Pine Key tailored to your timeline and budget.

Ask About Pine Key →Find Communities Like This (90-sec quiz)

Good Questions

Pine Key, frequently asked questions

What are home prices like in Pine Key?
Pine Key is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Pine Key in?
Pine Key is mapped primarily in FEMA Zone X, Minimal flood risk. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Pine Key?
Closest schools include Little Piece Of Me Montessori (1.5 mi), Hancock Creek Elementary School (1.6 mi), Dr. Carrie D. Robinson Littleton Elementary School (1.8 mi). Browse all on the schools directory.
What does it cost to own a home in Pine Key?
For a $350,000 home, estimate roughly $4,550/yr property tax, $1,750-$3,850/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Pine Key offer?
Pine Key features Boating Direct Gulf Access, Single Family. Compare similar communities on the interactive map.