San Carlos Park / Three Oaks, FL · Gated & Master-Planned Communities

Reflection Lakes

Single-family around lakes with large clubhouse

Gated & Master-Planned CommunitiesgatedMid · $450K – $900KFEMA Zone AE

On the Map

Where Reflection Lakes sits

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Available Now

Homes for sale in Reflection Lakes

No active listings in Reflection Lakes right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Reflection Lakes at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
gated
Region
San Carlos Park / Three Oaks

Amenities & Lifestyle

What you get living in Reflection Lakes

FamilyResort AmenitiesLake Views

Drive Times

Location & access

  • 🏖️ Nearest Beach20 min
  • ✈️ RSW Airport25 min
  • 🏙️ Downtown Fort Myers18 min
  • 🏥 Nearest Hospital7 min
  • 🛣️ I-75 Access19 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Reflection Lakes. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$150, $600/mo
Gated community range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Reflection Lakes is mapped primarily in Zone AE

All sample points within Reflection Lakes returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Reflection Lakes

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Reflection Lakes tailored to your timeline and budget.

Good Questions

Reflection Lakes, frequently asked questions

What are home prices like in Reflection Lakes?
Reflection Lakes is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Reflection Lakes in?
Reflection Lakes is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Reflection Lakes?
Closest schools include Cypress Lake High School (1.2 mi), Cypress Lake Middle School (1.4 mi), Canterbury School (1.6 mi). Browse all on the schools directory.
What does it cost to own a home in Reflection Lakes?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $150-$600/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Reflection Lakes offer?
Reflection Lakes features Family, Resort Amenities, Lake Views. Compare similar communities on the interactive map.