Cape Coral, FL · Single-Family Neighborhoods (Non-Gated)
Saratoga Lake
Freshwater-lake homes in central SE Cape
Market Snapshot
Saratoga Lake market data
Live from the MLS · updated continuously. See all 11 listings →
Figures reflect current active listings (and recent closed sales where available) tagged to Saratoga Lake. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.
On the Map
Where Saratoga Lake sits
Available Now
Homes for sale in Saratoga Lake
No active listings in Saratoga Lake right now
New homes list here weekly, search nearby or ask Rick to watch this community for you.
Recently Sold
Recent sales in Saratoga Lake
| Home | Bd / Ba | Sq Ft | Sold | Sold Price |
|---|---|---|---|---|
| 171 SE 4th Street, Cape Coral | 2 / 2 | 1,152 | Aug 2026 | $270,000 |
| 613 SE 4th Place, Cape Coral | 3 / 3 | 2,330 | Aug 2026 | $520,000 |
| 136 SE 5th Street, Cape Coral | 3 / 2 | 1,915 | Jul 2026 | $465,000 |
| 224 SE 3rd Terrace, Cape Coral | 3 / 2 | 1,188 | Jul 2026 | $249,000 |
Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.
At a Glance
Saratoga Lake at a glance
Amenities & Lifestyle
What you get living in Saratoga Lake
Drive Times
Location & access
- 🏖️ Nearest Beach40 min
- ✈️ RSW Airport40 min
- 🏙️ Downtown Fort Myers18 min
- 🏥 Nearest Hospital25 min
- 🛣️ I-75 Access35 min
Cost of Ownership
Estimated yearly costs for a mid-tier home
Florida estimates based on a $650,000 home in Saratoga Lake. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.
Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.
⚠️ Flood Zone Accuracy Note
Saratoga Lake is mapped primarily in Zone X
Our analysis found 2 different flood zones within Saratoga Lake's footprint (Zone X, Zone AE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.
Before making an offer, always verify the exact flood zone for the specific property address:
Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium
Schools Nearby
Top schools within 8 miles of Saratoga Lake
Mid Cape Global Academy
0.5 miNorth Nicholas High School
1.0 miCenter Academy - Cape Coral
1.1 miCape Coral Technical College
1.2 miHector A. Cafferata Jr. K-8 School
1.3 miCaloosa Middle School
1.8 miCompare
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Ready to Look Closer?
Get live numbers for Saratoga Lake
HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Saratoga Lake tailored to your timeline and budget.
Good Questions
Saratoga Lake, frequently asked questions
- What are home prices like in Saratoga Lake?
- Saratoga Lake is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
- What FEMA flood zone is Saratoga Lake in?
- Saratoga Lake straddles more than one FEMA zone (Zones X / AE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
- What schools are near Saratoga Lake?
- Closest schools include Mid Cape Global Academy (0.5 mi), North Nicholas High School (1.0 mi), Center Academy - Cape Coral (1.1 mi). Browse all on the schools directory.
- What does it cost to own a home in Saratoga Lake?
- For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
- What amenities does Saratoga Lake offer?
- Saratoga Lake features Lakefront, Boating Canal. Compare similar communities on the interactive map.