What are home prices like in Sun Terrace?

Sun Terrace is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Sun Terrace in?

Sun Terrace is mapped primarily in FEMA Zone X, Minimal flood risk. Parcels can differ; Rick verifies the exact zone for any address.

What schools are near Sun Terrace?

Closest schools to Sun Terrace: Cape Coral High School (4.9 mi), Heritage Charter Academy of Cape Coral (4.9 mi). Browse all at /schools.

What does it cost to own a home in Sun Terrace?

For a $1,250,000 home in Sun Terrace: ~$16,250/yr property tax, $6,250-$13,750/yr insurance, and $0-150/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Sun Terrace offer?

Amenities vary; refer to HOA documents or explore similar communities at /communities.

Naples, FL · Single-Family Neighborhoods

Sun Terrace

Sun Terrace is a residential community in Naples, Collier County, Southwest Florida.

Single-Family Neighborhoodssingle-familyLuxury · $900K+FEMA Zone X

Market Snapshot

Sun Terrace market data

Live from the MLS · updated continuously. See all 4 listings →

Active Listings

for sale now

Median List Price

$1,247,500

active inventory

Median $/Sq Ft

$730

list price ÷ sqft

Avg Days on Market

days listed

Price Range

$135,000-$2,999,000

low to high

Sold (90 days)

$630,000

2 closed · median

Homes Built

1970-2026

Typical Home

4 bed · 1,268 sq ft

Waterfront

25% of homes

Private Pool

50% of homes

Median sold price · Sun Terrace

$630,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Sun Terrace. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Sun Terrace sits

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Available Now

Homes for sale in Sun Terrace(4)

Newest listings first.

See all 4 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Sun Terrace

Home	Bd / Ba	Sq Ft	Sold	Sold Price
1316 Rordon Avenue, Naples	3 / 2	1,566	Aug 2026	$690,000
1020 28th Avenue, Naples	3 / 2	1,993	Aug 2026	$570,000
1079 Diana Avenue, Naples	5 / 5.5	4,029	Jun 2026	$3,900,000
1032 29th Avenue, Naples	3 / 2	2,095	Mar 2026	$555,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Sun Terrace at a glance

Price Range

Luxury

Typically $900K+

Flood Zone

Zone X

Minimal flood risk

high-confidence estimate, verify by address

Community Type

single-family

Region

Naples

Amenities & Lifestyle

What you get living in Sun Terrace

Amenity details vary by HOA / phase. Contact for current specs.

Drive Times

Location & access

🏖️ Nearest Beach12 min
✈️ RSW Airport38 min
🏙️ Downtown Fort Myers7 min
🏥 Nearest Hospital7 min
🛣️ I-75 Access17 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Sun Terrace. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$16,250

~$1,354/mo · Collier County millage ~1.3%

Insurance

$6,250, $13,750

Standard homeowners + wind

HOA Estimate

$0, $150/mo

Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Sun Terrace is mapped primarily in Zone X

All sample points within Sun Terrace returned Zone X. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Sun Terrace

Cape Coral High School

4.9 mi

Highpublic· DOE Grade B· Score 65/100

Heritage Charter Academy of Cape Coral

4.9 mi

K-8charter· Score 40/100

Compare

Ready to Look Closer?

Get live numbers for Sun Terrace

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Sun Terrace tailored to your timeline and budget.

Ask About Sun Terrace →Find Communities Like This (90-sec quiz)

Good Questions

Sun Terrace, frequently asked questions

What are home prices like in Sun Terrace?: Sun Terrace is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Sun Terrace in?: Sun Terrace is mapped primarily in FEMA Zone X, Minimal flood risk. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Sun Terrace?: Closest schools include Cape Coral High School (4.9 mi), Heritage Charter Academy of Cape Coral (4.9 mi). Browse all on the schools directory.
What does it cost to own a home in Sun Terrace?: For a $1,250,000 home, estimate roughly $16,250/yr property tax, $6,250-$13,750/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Sun Terrace offer?: Amenities vary, refer to HOA documents or explore similar communities.