Cape Coral, FL · Waterfront / Boating Communities

Surfside Boat Club Estates

Gulf-access neighborhood with private boat club

Waterfront / Boating Communitiesnon-gatedMid · $450K – $900KFEMA Zones AE / X · varies by lot

Market Snapshot

Surfside Boat Club Estates market data

Live from the MLS · updated continuously. See all 43 listings →

Active Listings
43
for sale now
Median List Price
$539,000
active inventory
Median $/Sq Ft
$294
list price ÷ sqft
Avg Days on Market
109
days listed
Price Range
$279,900-$2,575,000
low to high
Sold (90 days)
$533,000
25 closed · median
Homes Built
1991-2026
Typical Home
3 bed · 2,093 sq ft
Waterfront
51% of homes
Private Pool
81% of homes
Median sold price · Surfside Boat Club Estates
$533,000last 3 months13.4% vs $470,000 prior 3 months
Median closed price by month · Surfside Boat Club Estates
30.4% MoM
$360k$525k$690kAug ’25Jul ’26
$480,000Jul ’26 · 13 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Figures reflect current active listings (and recent closed sales where available) tagged to Surfside Boat Club Estates. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Surfside Boat Club Estates sits

Loading map…

Available Now

Homes for sale in Surfside Boat Club Estates

No active listings in Surfside Boat Club Estates right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

Recently Sold

Recent sales in Surfside Boat Club Estates

HomeBd / BaSq FtSoldSold Price
2326 SW 27th Street, Cape Coral3 / 21,400Aug 2026$352,000
2858 SW 25th Place, Cape Coral3 / 31,868Aug 2026$565,000
2803 SW 25th Terrace, Cape Coral4 / 32,524Jul 2026$1,150,000
2656 Somerville Loop 1102, Cape Coral2 / 21,373Jul 2026$255,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Surfside Boat Club Estates at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zones AE / X
Varies by lot, verify your address
High risk · 1% annual chance · BFE established
medium-confidence estimate, verify by address
Community Type
non-gated
Region
Cape Coral

Amenities & Lifestyle

What you get living in Surfside Boat Club Estates

Boating Direct Gulf AccessSingle Family

Drive Times

Location & access

  • 🏖️ Nearest Beach39 min
  • ✈️ RSW Airport40 min
  • 🏙️ Downtown Fort Myers24 min
  • 🏥 Nearest Hospital25 min
  • 🛣️ I-75 Access35 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Surfside Boat Club Estates. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Surfside Boat Club Estates is mapped primarily in Zone AE

Our analysis found 2 different flood zones within Surfside Boat Club Estates's footprint (Zone AE, Zone X). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Ready to Look Closer?

Get live numbers for Surfside Boat Club Estates

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Surfside Boat Club Estates tailored to your timeline and budget.

Good Questions

Surfside Boat Club Estates, frequently asked questions

What are home prices like in Surfside Boat Club Estates?
Surfside Boat Club Estates is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Surfside Boat Club Estates in?
Surfside Boat Club Estates straddles more than one FEMA zone (Zones AE / X), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Surfside Boat Club Estates?
Closest schools include Trafalgar Elementary School (0.8 mi), Oasis Elementary School - South (1.4 mi), Oasis Charter Middle School (1.5 mi). Browse all on the schools directory.
What does it cost to own a home in Surfside Boat Club Estates?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Surfside Boat Club Estates offer?
Surfside Boat Club Estates features Boating Direct Gulf Access, Single Family. Compare similar communities on the interactive map.