What are home prices like in Terrace Ii?

Terrace Ii is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Terrace Ii in?

Terrace Ii straddles more than one FEMA zone (Zones X / AH / AE); the exact zone depends on the lot, so insurance differs by parcel. Rick verifies the exact zone for any address.

What schools are near Terrace Ii?

Closest schools to Terrace Ii: Cape Coral High School (3.2 mi), Heritage Charter Academy of Cape Coral (3.5 mi). Browse all at /schools.

What does it cost to own a home in Terrace Ii?

For a $350,000 home in Terrace Ii: ~$4,550/yr property tax, $1,750-$3,850/yr insurance, and $300-900/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Terrace Ii offer?

Terrace Ii features Waterfront, Golf. Compare similar communities at /communities.

Naples, FL · Golf & Country Club Communities

Terrace Ii

Terrace Ii is a residential community in Naples, Collier County, Southwest Florida.

Golf & Country Club CommunitiescondoEntry · $200K – $450KFEMA Zones X / AH / AE · varies by lot

Market Snapshot

Terrace Ii market data

Live from the MLS · updated continuously. See all 4 listings →

Active Listings

for sale now

Median List Price

$337,450

active inventory

Median $/Sq Ft

$274

list price ÷ sqft

Avg Days on Market

days listed

Price Range

$300,000-$1,050,000

low to high

Sold (90 days)

$225,000

1 closed · median

Homes Built

2001-2002

Typical Home

2 bed · 1,232 sq ft

Waterfront

100% of homes

Private Pool

25% of homes

Median sold price · Terrace Ii

$225,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Terrace Ii. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Terrace Ii sits

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Available Now

Homes for sale in Terrace Ii(4)

Newest listings first.

See all 4 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Terrace Ii

Home	Bd / Ba	Sq Ft	Sold	Sold Price
8600 Cedar Hammock Circle 1325, Naples	2 / 2	1,194	Jun 2026	$225,000
8610 Cedar Hammock Circle 1245, Naples	2 / 2	1,232	Dec 2025	$250,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Terrace Ii at a glance

Price Range

Entry

Typically $200K – $450K

Flood Zone

Zones X / AH / AE

Varies by lot, verify your address

Minimal flood risk

medium-confidence estimate, verify by address

Community Type

condo

Region

Naples

Amenities & Lifestyle

What you get living in Terrace Ii

WaterfrontGolf

Drive Times

Location & access

🏖️ Nearest Beach21 min
✈️ RSW Airport39 min
🏙️ Downtown Fort Myers16 min
🏥 Nearest Hospital12 min
🛣️ I-75 Access17 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Terrace Ii. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$4,550

~$379/mo · Collier County millage ~1.3%

Insurance

$1,750, $3,850

Standard homeowners + wind

HOA Estimate

$300, $900/mo

Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Terrace Ii is mapped primarily in Zone X

Our analysis found 3 different flood zones within Terrace Ii's footprint (Zone X, Zone AH, Zone AE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Schools Nearby

Top schools within 8 miles of Terrace Ii

Cape Coral High School

3.2 mi

Highpublic· DOE Grade B· Score 65/100

Heritage Charter Academy of Cape Coral

3.5 mi

K-8charter· Score 40/100

Compare

Ready to Look Closer?

Get live numbers for Terrace Ii

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Terrace Ii tailored to your timeline and budget.

Ask About Terrace Ii →Find Communities Like This (90-sec quiz)

Good Questions

Terrace Ii, frequently asked questions

What are home prices like in Terrace Ii?: Terrace Ii is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Terrace Ii in?: Terrace Ii straddles more than one FEMA zone (Zones X / AH / AE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Terrace Ii?: Closest schools include Cape Coral High School (3.2 mi), Heritage Charter Academy of Cape Coral (3.5 mi). Browse all on the schools directory.
What does it cost to own a home in Terrace Ii?: For a $350,000 home, estimate roughly $4,550/yr property tax, $1,750-$3,850/yr insurance, and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Terrace Ii offer?: Terrace Ii features Waterfront, Golf. Compare similar communities on the interactive map.