What are home prices like in Terrace?

Terrace is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Terrace in?

Terrace is mapped primarily in FEMA Zone AH, Shallow flooding (1–3 ft). Parcels can differ; Rick verifies the exact zone for any address.

What schools are near Terrace?

Closest schools to Terrace: Oak Creek Charter School of Bonita Springs (7.3 mi), Bonita Springs Elementary School (7.5 mi). Browse all at /schools.

What does it cost to own a home in Terrace?

For a $350,000 home in Terrace: ~$4,550/yr property tax, $1,750-$3,850/yr insurance, and $300-900/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Terrace offer?

Terrace features Waterfront, Golf. Compare similar communities at /communities.

Naples, FL · Golf & Country Club Communities

Terrace

Terrace is a residential community in Naples, Collier County, Southwest Florida.

Golf & Country Club CommunitiescondoEntry · $200K – $450KFEMA Zone AH

Market Snapshot

Terrace market data

Live from the MLS · updated continuously. See all 10 listings →

Active Listings

for sale now

Median List Price

$302,400

active inventory

Median $/Sq Ft

$251

list price ÷ sqft

Avg Days on Market

days listed

Price Range

$294,000-$349,000

low to high

Homes Built

2000-2011

Typical Home

2 bed · 1,194 sq ft

Waterfront

50% of homes

Median sold price · Terrace

$312,500last 6 months8.1% vs $340,000 prior 6 months

Figures reflect current active listings (and recent closed sales where available) tagged to Terrace. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Terrace sits

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Available Now

Homes for sale in Terrace(9)

Newest listings first.

See all 9 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Terrace

Home	Bd / Ba	Sq Ft	Sold	Sold Price
10307 HERITAGE BAY Boulevard 1222, Naples	2 / 2	1,232	Jun 2026	$321,000
10265 Heritage Bay Boulevard 622, Naples	2 / 2	1,232	May 2026	$310,000
10317 Heritage Bay Boulevard 1444, Naples	2 / 2	1,194	May 2026	$290,000
10349 Heritage Bay Boulevard 2136, Naples	2 / 2	1,232	May 2026	$315,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Terrace at a glance

Price Range

Entry

Typically $200K – $450K

Flood Zone

Zone AH

Shallow flooding (1–3 ft)

high-confidence estimate, verify by address

Community Type

condo

Region

Naples

Amenities & Lifestyle

What you get living in Terrace

WaterfrontGolf

Drive Times

Location & access

🏖️ Nearest Beach28 min
✈️ RSW Airport36 min
🏙️ Downtown Fort Myers24 min
🏥 Nearest Hospital24 min
🛣️ I-75 Access18 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Terrace. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$4,550

~$379/mo · Collier County millage ~1.3%

Insurance

$1,750, $3,850

Standard homeowners + wind

HOA Estimate

$300, $900/mo

Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Terrace is mapped primarily in Zone AH

All sample points within Terrace returned Zone AH. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Terrace

Oak Creek Charter School of Bonita Springs

7.3 mi

K-8charter· DOE Grade C· Score 58/100

Bonita Springs Elementary School

7.5 mi

Elementarypublic· DOE Grade A· Score 65/100

Compare

Ready to Look Closer?

Get live numbers for Terrace

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Terrace tailored to your timeline and budget.

Ask About Terrace →Find Communities Like This (90-sec quiz)

Good Questions

Terrace, frequently asked questions

What are home prices like in Terrace?: Terrace is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Terrace in?: Terrace is mapped primarily in FEMA Zone AH, Shallow flooding (1–3 ft). Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Terrace?: Closest schools include Oak Creek Charter School of Bonita Springs (7.3 mi), Bonita Springs Elementary School (7.5 mi). Browse all on the schools directory.
What does it cost to own a home in Terrace?: For a $350,000 home, estimate roughly $4,550/yr property tax, $1,750-$3,850/yr insurance, and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Terrace offer?: Terrace features Waterfront, Golf. Compare similar communities on the interactive map.