What are home prices like in Trail Terrace?

Trail Terrace is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Trail Terrace in?

Trail Terrace straddles more than one FEMA zone (Zones X / AH); the exact zone depends on the lot, so insurance differs by parcel. Rick verifies the exact zone for any address.

What schools are near Trail Terrace?

Closest schools to Trail Terrace: Heritage Charter Academy of Cape Coral (4.7 mi), Cape Coral High School (4.7 mi). Browse all at /schools.

What does it cost to own a home in Trail Terrace?

For a $1,250,000 home in Trail Terrace: ~$16,250/yr property tax, $6,250-$13,750/yr insurance, and $0-150/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Trail Terrace offer?

Amenities vary; refer to HOA documents or explore similar communities at /communities.

Naples, FL · Single-Family Neighborhoods

Trail Terrace

Trail Terrace is a residential community in Naples, Collier County, Southwest Florida.

Single-Family Neighborhoodssingle-familyLuxury · $900K+FEMA Zones X / AH · varies by lot

Market Snapshot

Trail Terrace market data

Live from the MLS · updated continuously. See all 9 listings →

Active Listings

for sale now

Median List Price

$1,595,000

active inventory

Median $/Sq Ft

$691

list price ÷ sqft

Avg Days on Market

109

days listed

Price Range

$798,900-$2,999,995

low to high

Sold (90 days)

$1,870,000

1 closed · median

Homes Built

2003-2026

Typical Home

4 bed · 2,499 sq ft

Private Pool

89% of homes

Median sold price · Trail Terrace

$1,870,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Trail Terrace. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Trail Terrace sits

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Available Now

Homes for sale in Trail Terrace(9)

Newest listings first.

See all 9 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Trail Terrace

Home	Bd / Ba	Sq Ft	Sold	Sold Price
1381 Trail Terrace Drive, Naples	4 / 3.5	2,828	Aug 2026	$1,870,000
1136 Trail Terrace Drive, Naples	3 / 3.5	2,340	Jan 2026	$1,600,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Trail Terrace at a glance

Price Range

Luxury

Typically $900K+

Flood Zone

Zones X / AH

Varies by lot, verify your address

Minimal flood risk

medium-confidence estimate, verify by address

Community Type

single-family

Region

Naples

Amenities & Lifestyle

What you get living in Trail Terrace

Amenity details vary by HOA / phase. Contact for current specs.

Drive Times

Location & access

🏖️ Nearest Beach14 min
✈️ RSW Airport37 min
🏙️ Downtown Fort Myers9 min
🏥 Nearest Hospital8 min
🛣️ I-75 Access16 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Trail Terrace. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$16,250

~$1,354/mo · Collier County millage ~1.3%

Insurance

$6,250, $13,750

Standard homeowners + wind

HOA Estimate

$0, $150/mo

Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Trail Terrace is mapped primarily in Zone X

Our analysis found 2 different flood zones within Trail Terrace's footprint (Zone X, Zone AH). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Schools Nearby

Top schools within 8 miles of Trail Terrace

Heritage Charter Academy of Cape Coral

4.7 mi

K-8charter· Score 40/100

Cape Coral High School

4.7 mi

Highpublic· DOE Grade B· Score 65/100

Compare

Ready to Look Closer?

Get live numbers for Trail Terrace

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Trail Terrace tailored to your timeline and budget.

Ask About Trail Terrace →Find Communities Like This (90-sec quiz)

Good Questions

Trail Terrace, frequently asked questions

What are home prices like in Trail Terrace?: Trail Terrace is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Trail Terrace in?: Trail Terrace straddles more than one FEMA zone (Zones X / AH), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Trail Terrace?: Closest schools include Heritage Charter Academy of Cape Coral (4.7 mi), Cape Coral High School (4.7 mi). Browse all on the schools directory.
What does it cost to own a home in Trail Terrace?: For a $1,250,000 home, estimate roughly $16,250/yr property tax, $6,250-$13,750/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Trail Terrace offer?: Amenities vary, refer to HOA documents or explore similar communities.