$249,900
1 Bed 1.5 Bath Waterfront Condominium for Sale in VILLAGIO, FL
20221 Estero Gardens Circle 101, Estero, FL, 33928
About this home
Welcome to one of the most thoughtfully upgraded units in Villagio! This 1-bedroom plus den, 1.5-bath waterfront residence with a 1-car garage offers a level of finish rarely found at this price point — and it shows the moment you walk in. The kitchen features replaced countertops with the breakfast bar converted to a flat island, opening up the space for a more modern, inviting feel, complemented by under-cabinet lighting and premium fixtures throughout. Large-format white oak flooring flows through the home, paired with custom paint and upgraded LED lighting. A custom Hunter Douglas partition elegantly separates the den from the main living area, offering flexible use of the space without sacrificing the open layout. The primary bath has been completely transformed — the original tub/shower combo was removed and replaced with a spacious walk-in glass shower, giving the space a true spa-like feel. Updated countertops and under-mount sinks complete the renovation. Major-ticket items have already been addressed — a new HVAC system (2024) and a recently installed hurricane impact glass window (2025) join the original hurricane impact glass sliders already in place, providing peace of mind and energy efficiency throughout. Premium ceiling fans and fixtures complete the polished look. Step outside to enjoy serene water views from your own waterfront setting, with the added convenience of guest parking directly across the street. The $580/month condo fee covers an impressive list — water, Xfinity X1 cable with DVR and Voice Remotes, high-speed wireless internet, building insurance, exterior pest control, landscaping, and more. Villagio is a 24-hour man-gated community featuring brand-new pickleball and tennis courts, multiple swimming pools, a community spa, a large fitness center, a movie theater, and on-site property management. The on-site Café serves a full daily menu and is home to local favorite Royal Scoop ice cream. This one is move-in ready and won't last long.
Property details
- Type
- Condominium
- Year built
- 2004
- Interior
- 1,170 sqft
- Lot size
- 14,370.444 sqft
- Acreage
- 0.33 acres
- Garage
- 1 car
- Days on market
- 31
- Total association fees
- $6,960/yr (~$580/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,499/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20221 Estero Gardens Circle 104 | Apr 2026 | $225,000 | 1/1 | 1,170 | $192 |
| 20131 Estero Gardens Circle 106 | Nov 2025 | $270,000 | 2/2 | 1,048 | $258 |
| 20170 Estero Gardens Circle 107 | Jul 2026 | $285,000 | 2/2 | 1,192 | $239 |
| 20140 Estero Gardens Circle 101 | Mar 2026 | $230,000 | 1/1 | 1,170 | $197 |
| 10121 Villagio Palms Way 102 | Jun 2026 | $252,500 | 2/2 | 1,192 | $212 |
| 10126 Villagio Palms Way 107 | Dec 2025 | $285,000 | 2/2 | 1,192 | $239 |
| Average | 6 comps | $257,917 | $223 |
Market trends — Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $27,400 (10.2%) from the original list price.
| May 19, 2026 | Sold | $242,500 |
| Mar 30, 2026 | Price reducedfrom $269,900 | $249,900 |
| Mar 2, 2026 | Listed | $269,900 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Impact Windows/Doors
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.