1 Bed Waterfront Home for Sale in Schooner Bay
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For SaleMLS# 2025017930

$128,000

1 Bed Waterfront Home for Sale in Schooner Bay

3490 N Key Drive 403, North Fort Myers, FL, 33903

1 beds1.5 baths840 sqft
GatedFitness CenterClubhouseCommunity PoolWaterfront

About this home

Discover the Florida dream lifestyle in this 1-bedroom waterfront condo at Schooner Bay, North Fort Myers’ hidden gem along the beautiful Caloosahatchee River. Enjoy calming river views and the peaceful sound of trees whispering in the breeze. Spend your days relaxing at the community pool and spa, staying active in the fitness center, or enjoying breathtaking sunsets from the fishing pier. The community also features shuffleboard courts, a mature landscaped courtyard with gazebo, and so much more. Located just minutes from downtown Fort Myers, with easy access to shopping, dining, and entertainment. This condo has provided years of serenity and enjoyment to its current owner. Now it’s ready for you to make it your own. Add your personal touch and start living the waterfront lifestyle you’ve always dreamed of!

Property details

Type
Condominium
Year built
1977
Interior
840 sqft
Lot size
26,070.66 sqft
Acreage
0.60 acres
Garage
None
Days on market
222
Total association fees
$9,336/yr (~$778/mo)
CDD
None
Est. taxes (1.4%)
$1,792/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceSewerStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BilliardRoomBilliardsClubhouseFitnessCenterLibraryBarbecuePicnicAreaPierPoolShuffleboardCourtSaunaSidewalksTrailsTrashVehicleWashAreaManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$152/sqft
Comp median
$144/sqft
Difference
+6%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3490 N Key Drive 301Jul 2026$120,0001/1840$143
4510 N Key Drive 304Jul 2026$135,0002/2982$137
3340 N Key Drive B1May 2026$144,1502/1791$182
3326 N Key Drive 5Jul 2026$115,0002/1791$145
Average4 comps$128,538$152

Market trends, Schooner Bay

Median list
$250,000
Median $/sqft
$222
Median sold (90d)
$280,000
Avg days on market
113
Active listings
25
Median sold price · Schooner Bay
$280,000last 3 months15.2% vs $330,000 prior 3 months
Median closed price by month · Schooner Bay
61.5% MoM
$188k$360k$532kFeb ’26Jul ’26
$187,500Jul ’26 · 6 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $10,000 (7.2%) from the original list price.

Apr 29, 2026Price reducedfrom $138,000$128,000
Oct 30, 2025Listed$138,000

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1977 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$9,336/yr)
Location convenienceHigh
Hospital
3.7 mi
Cape Coral Hospital
Beach
14.6 mi
Fort Myers Beach
Airport
5.2 mi
Page Field (Fort Myers)
Shopping
3.1 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.