1 Bed Waterfront Home for Sale in Schooner Bay
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For SaleMLS# 226019716

$250,000

1 Bed Waterfront Home for Sale in Schooner Bay

3460 N KEY Drive 415, North Fort Myers, FL, 33903

1 beds1.5 baths840 sqft
GatedFitness CenterClubhouseCommunity PoolBoatingWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to waterfront living at Schooner Bay, one of North Fort Myers' best-kept secrets. Perched on the 4th floor, this 1-bedroom, 1.5-bath residence offers breathtaking views of the Caloosahatchee River and a front-row seat to spectacular sunrises, passing boats, and the beauty of Southwest Florida living. The spacious floor plan features a generously sized bedroom, comfortable living area, and private balcony where you can relax and enjoy panoramic water views. Whether you're looking for a seasonal escape, investment opportunity, or year-round residence, this home offers the perfect canvas to make it your own. Well maintained and move-in ready, it simply awaits your personal touch and cosmetic updates to truly shine. Schooner Bay offers a gated waterfront lifestyle with an impressive array of amenities, including a community pool and spa, fitness center, sauna, clubhouse, billiards room, fishing pier, shuffleboard, picnic areas, and planned social activities throughout the year . With direct Gulf-access waterfront views and a peaceful setting along the river, every day feels like a vacation. Conveniently located just minutes from the restaurants, shopping, entertainment, and riverfront attractions of downtown Fort Myers, this home offers easy access to everything Southwest Florida has to offer. Beautiful Gulf beaches, waterfront dining, golf courses, and regional airports are all within a short drive. Affordable waterfront living is becoming increasingly rare. Don't miss this opportunity to own your own piece of paradise with million-dollar views at an exceptional value.

Property details

Type
Condominium
Year built
1977
Interior
840 sqft
Lot size
25,700.4 sqft
Acreage
0.59 acres
Garage
None
Days on market
0
Total association fees
$9,336/yr (~$778/mo)
CDD
None
Est. taxes (1.4%)
$3,500/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — Gulf frontage
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlRecreationFacilitiesRoadMaintenanceSewerStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BilliardRoomBilliardsBikeStorageClubhouseFitnessCenterBarbecuePicnicAreaPierPoolShuffleboardCourtSaunaSpaHotTubSidewalksManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$298/sqft
Comp median
$229/sqft
Difference
+30%

Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4510 N Key Drive 604Feb 2026$219,9002/2982$224
4510 N Key Drive 503Mar 2026$224,9002/2982$229
1460 Maranatha DriveDec 2025$195,0002/1768$254
1900 Clifford Street 403Nov 2025$193,0002/2975$198
2260 1st Street 209Nov 2025$305,0002/2981$311
1685 Daniels DriveNov 2025$199,0002/1912$218
Average6 comps$222,800$239

Market trends, Schooner Bay

Median list
$337,450
Median $/sqft
$237
Median sold (90d)
$285,000
Avg days on market
83
Active listings
30
Median sold price · Schooner Bay
$285,000last 3 months16.8% vs $342,500 prior 3 months
Median closed price by month · Schooner Bay
61.5% MoM
$188k$360k$532kFeb ’26Jul ’26
$187,500Jul ’26 · 6 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Gulf access (Direct — Gulf frontage)
Consider
  • Built 1977 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
  • Higher association fees (~$9,336/yr)
Location convenienceHigh
Hospital
3.8 mi
Cape Coral Hospital
Beach
14.7 mi
Fort Myers Beach
Airport
5.2 mi
Page Field (Fort Myers)
Shopping
3.2 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.