$259,000
2 Bed 1.5 Bath SingleFamilyResidence for Sale in RIDGE HARBOR, FL
30095 Holly Road, Punta Gorda, FL, 33982
About this home
100% Financing Available as this home is located in the APPROVED area for Rural USDA Home Loan that has 100% Financing for qualified buyers!! Flood Zone X so no flood insurance needed for mortgage!! MOVE-IN ready home located in a quiet neighborhood approximately 5.6 miles straight shot to I-75 for commuters. This CHARMING 2 bedroom, 2 bath home is perfect for first time homebuyers since costly repairs have already been done!! Home has a 2022 Asphalt Roof, 2023 AC System, fresh 2026 Exterior Paint, 2023 Septic Tank, all outlets and switches were replaced in 2024, 2026 mini-split dehumidifier in the garage, and has a 10x16 hurricane strapped storage shed in back yard with ramp. The home has a screened front entry with keyless combo door lock system. The spacious living room has tinted sliding doors to the large 22’x11’ screened lanai perfect for entertaining, which includes pocketing sliding pass-through window from kitchen, space for TV, ceiling fan, extra lighting, and patio furniture. Upon entry you will see the beautiful wood plank tiled floors in living room, hall and bedrooms, ceramic tiles in kitchen and bathrooms. The kitchen has an under-sink Reverse Osmosis with separate water faucet, wood cabinets, tiled counter tops, white appliances, refrigerator, dishwasher, range, microwave and dining area off kitchen. The master suite has a large walk-in closet, master bath has spacious counter space and corner shower. The guest bath has tiled shower/tub combo with accent tile. There is a linen closet in hall between bedrooms. The windows come with blinds or curtains. The garage has a refrigerator, newer washer and dryer, water treatment system with new pressure tank, hurricane rated garage door, man door to exit to side yard, painted floor with shelving racks. The storm shutters are stored in the locking shed with ramp. The septic tank was pumped in 12/2025. The septic tank was replaced because of tree root intrusion from a tree that was removed when new septic tank was installed. The home is in a convenient location only about 4 miles from grocery shopping. Two videos tours available, walk-through and 3D Interactive Tours. Schedule your showing today!!!
Property details
- Type
- SingleFamilyResidence
- Year built
- 1986
- Interior
- 1,016 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 1 car
- Days on market
- 22
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $3,626/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Well
- Sewer
- Septic Tank
- New construction
- No
- Pets
- Yes
- County
- Charlotte
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read — ask Rick for a personalized CMA.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 8513 Heister Street | Oct 2025 | $239,900 | 3/2 | 1,172 | $205 |
| Average | 1 comps | $239,900 | $205 |
Market trends — Punta Gorda
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $19,000 (7.3%) from the original list price.
| May 28, 2026 | Sold | $240,000 |
| Apr 15, 2026 | Listed | $259,000 |
The good, the trade-offs & the location
- Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.