$449,900
2 Bed Waterfront Home for Sale in St James City, FL
3678 Rita Lane, St James City, FL, 33956
About this home
Discover the ultimate boating and fishing lifestyle in this 2-bedroom (plus a bonus room), 2-bathroom home in St. James City on Pine Island. Situated on a deep-water canal with direct Gulf access, no bridges, this is the water lovers dream. Inside, you'll find timeless terrazzo floors throughout, adding charm and durability. New roof, hurricane impact windows. The open layout provides a relaxed, coastal feel, with plenty of natural light. The outdoor space is equally inviting, this corner lot home features a large outdoor patio space and private dock, making it easy to launch your next adventure. Roof, seawall and dock are brand new. Plenty of room for a pool! Whether you're looking for a full-time residence, a seasonal getaway, or an investment opportunity, this home offers an unbeatable waterfront location. Don't miss the chance to own a piece of Pine Island paradise!
Property details
- Type
- SingleFamilyResidence
- Year built
- 1965
- Interior
- 1,643 sqft
- Lot size
- 12,283.92 sqft
- Acreage
- 0.28 acres
- Garage
- None
- Days on market
- 145
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,299/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Impact Windows/Doors
- Exposure
- Northeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3083 Sloop Lane | Mar 2026 | $450,000 | 2/2 | 1,585 | $284 |
| 3121 Skipper Lane | Oct 2025 | $340,000 | 3/2 | 1,508 | $225 |
| 3891 Galt Island Avenue | Jul 2026 | $530,000 | 3/2 | 1,704 | $311 |
| Average | 3 comps | $440,000 | $273 |
Market trends — St James City
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $115,000 (21.3%) from the original list price.
| Aug 19, 2025 | Sold | $425,000 |
| Jun 30, 2025 | Price reducedfrom $474,900 | $449,900 |
| Jun 21, 2025 | Back on market | |
| Jan 30, 2025 | Listed | $540,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- Built 1965 — pre-2002 construction may carry older wind codes and higher insurance
- No garage listed
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.