3 Bed Waterfront Home for Sale in Galt Island Shores, FL
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SoldMLS# 225061926

$575,000

3 Bed Waterfront Home for Sale in Galt Island Shores, FL

3891 Galt Island Avenue, St James City, FL, 33956

3 beds2 baths1,704 sqft2 garage
BoatingWaterfront

About this home

Located on the desirable galt island rd lays this 3 bd 2 ba ground level CBS home. Nobody can build across the rd because it is the galt nature preserve. The home has received no flooding (It was built to flood elevation when constructed) Home comes turnkey furnished. Maintenance free yard with many palm trees-- Rip-rap seawall for low maintenance--Composite dock w/lift along with a water level kayak launch for your boating pleasure. New metal roof in 2020. Shutters for hurricane protection. This area is known for the best fishing and boating access around the world. Just minutes to the outer islands & the intercoastal waterway. Don't forget to check out the virtual tour?

Property details

Type
SingleFamilyResidence
Year built
1990
Interior
1,704 sqft
Lot size
14,026.32 sqft
Acreage
0.32 acres
Garage
2 car
Days on market
326
Total association fees
$200/yr (~$17/mo)
CDD
None
Est. taxes (1.4%)
$8,050/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

Other

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

Other
Below marketThis home is priced below comparable recent sales — a potential value.
This home
$337/sqft
Comp median
$364/sqft
Difference
-7%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3083 Sloop LaneMar 2026$450,0002/21,585$284
3620 Emerald AvenueJul 2026$637,5002/21,850$345
3607 Rita LaneAug 2025$625,0002/21,634$382
2758 8th AvenueApr 2026$710,0003/21,745$407
Average4 comps$605,625$355

Market trends — St James City

Median list
$429,900
Median $/sqft
$333
Median sold (90d)
$440,000
Avg days on market
141
Active listings
105
Median sold price · St James City
$440,000last 3 months1.2% vs $445,500 prior 3 months
Median closed price by month · St James City
29.6% MoM12% YoY
$215k$458k$700kJul ’25Aug ’26
$700,000Aug ’26 · 3 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $45,000 (7.8%) from the original list price.

Jul 17, 2026Sold$530,000
Feb 3, 2026Back on market
Jul 9, 2025Listed$575,000

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • 2-car garage
Consider
  • Built 1990 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
12.3 mi
HealthPark Medical Center
Beach
4.7 mi
Sanibel Island
Airport
14.9 mi
Page Field (Fort Myers)
Shopping
13.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.