2 Bed Pool Home Sold in Palm Tree Harbors
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SoldMLS# 2025022151

$539,900

2 Bed Pool Home Sold in Palm Tree Harbors

3531 Sea Holly Lane, St James City, FL, 33956

2 beds2 baths1,162 sqft2 garage
BoatingWaterfront

About this home

STILT HOME/POOL/DOCK/LIFT - Solid 2 bedroom, 2 bath home with pool and boat dock, lift, canopy, on popular Sea Holly Lane. High and dry, concrete span construction features sliding glass doors off both great room and master bedroom onto an oversized, screened lanai with western views. The three EXTRA rooms downstairs could host your 3rd BEDROOM, exercise, crafts and hobbies, plus a generous storage area and already has a 3rd BATHROOM. This PRIVATE 1/3 acre, low maintenance gravel, corner lot is the garden spot of the neighborhood and features both an additional SHOP and a large STORAGE building with separate DRIVEWAY. Your deeded boat dock/lift/canopy are only 150 steps away from the backyard, near the bridge on Dawson Canal. Enjoy your screened pool with covered lanai. Two impact skylights and a newer refrigerator, microwave, range, water heater, and septic field are included.

Property details

Type
SingleFamilyResidence
Year built
1991
Interior
1,162 sqft
Lot size
14,374.8 sqft
Acreage
0.33 acres
Garage
2 car
Days on market
185
Total association fees
$250/yr (~$21/mo)
CDD
None
Est. taxes (1.4%)
$7,559/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors, Shutters
Exposure
West
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
Yes
Spa
No
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$465/sqft
Comp median
$447/sqft
Difference
+4%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3399 Stabile RoadApr 2026$519,0002/21,001$518
2937 Bracci DriveApr 2026$525,0003/21,353$388
2892 Sanibel BoulevardAug 2026$433,0002/21,210$358
3637 Schooner LaneJun 2026$500,0002/1988$506
Average4 comps$494,250$443

Market trends, St James City

Median list
$440,000
Median $/sqft
$323
Median sold (90d)
$442,500
Avg days on market
144
Active listings
105
Median sold price · St James City
$440,000last 3 months13.1% vs $389,000 prior 3 months
Median closed price by month · St James City
20.6% MoM30.2% YoY
$215k$420k$625kJul ’25Aug ’26
$436,500Aug ’26 · 20 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $99,000 (16.5%) from the original list price.

Aug 24, 2026Sold$500,000
Jun 2, 2026Price reducedfrom $539,000$539,900
May 25, 2026Back on market
Dec 3, 2025Listed$599,000

The good, the trade-offs & the location

Pros
  • Private pool
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors, Shutters
  • 2-car garage
Consider
  • Built 1991 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
12 mi
Cape Coral Hospital
Beach
5.1 mi
Sanibel Island
Airport
14.5 mi
Page Field (Fort Myers)
Shopping
13 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.