2 Bed Waterfront Home for Sale in Terrace
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SoldMLS# 225081361

$320,000

2 Bed Waterfront Home for Sale in Terrace

8680 Cedar Hammock Circle 146, Naples, FL, 34112

2 beds2 baths1,232 sqft
GatedGolfTennisBocceBeach AccessFitness CenterClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Spectacular views from this 2 bed/2 bath penthouse overlooking the 11th Hole of Cedar Hammocks Championship Golf Course - coveted south facing, 4th floor end unit is located on "the Island", with an elevator, extra large storage unit and lots of privacy. Beautifully updated, this condo is being sold "Turnkey". Granite countertops in the kitchen & baths, plantation shutters throughout, luxury vinyl flooring, light fixtures & furnishings, new stainless steel appliances, water heater and AC. The guest room features a Murphy Bed - so there is plenty of room for an office or second TV viewing room. The active Cedar Hammock Community offers the perfect lifestyle - boasting a top bundled golf course - 4 community pools - beautifully updated amenities/gym/clubhouse facilities, updated tennis courts and neighborhood wired with fiber optics (fast internet), included in HOAs. Ride your bike to the gym for a yoga class or to the bocce court to meet a friend, followed by lunch or dinner at the outstanding country club restaurant. Cedar Hammock is close to Naples and Marco Island, world class beaches, fine dining and minutes from shopping on famous 5th Avenue. Come see this beautiful condo in a great neighborhood.

Property details

Type
Condominium
Year built
2000
Interior
1,232 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
107
Total association fees
$15,328/yr (~$1,277/mo)
CDD
None
Est. taxes (1.4%)
$4,480/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvGolfInternetIrrigationWaterMaintenanceGroundsPestControlReserveFundRoadMaintenanceSewerStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBocceCourtCabanaClubhouseFitnessCenterGolfCourseLibraryPierPrivateMembershipPoolPuttingGreensRestaurantSidewalksTennisCourtsManagement
Above marketThis home is priced above comparable recent sales.
This home
$260/sqft
Comp median
$240/sqft
Difference
+8%

Based on the $/sqft of 10 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
8680 Cedar Hammock Circle 132Nov 2025$310,0002/21,232$252
8570 CEDAR HAMMOCK Circle 812Mar 2026$350,0002/21,414$248
8580 Cedar Hammock Circle 714Oct 2025$327,0002/21,414$231
8620 Cedar Hammock Circle 1113Mar 2026$340,0002/21,414$240
8505 Naples Heritage Drive 113Sep 2025$295,0002/21,232$239
8505 Naples Heritage Drive 141Jun 2026$275,0002/21,232$223
Average6 comps$316,167$239

Market trends, Terrace

Median list
$304,900
Median $/sqft
$251
Median sold (90d)
$321,000
Avg days on market
63
Active listings
9
Median sold price · Terrace
$321,000last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $69,000 (19.8%) from the original list price.

Apr 14, 2026Sold$280,000
Jan 6, 2026Price reducedfrom $349,000$320,000
Nov 27, 2025Listed$349,000

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 2000 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
  • Higher association fees (~$15,328/yr)
Location convenienceHigh
Hospital
3.1 mi
Physicians Regional (Naples)
Beach
7 mi
Naples Pier / Beach
Airport
4.9 mi
Naples Airport
Shopping
5.9 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.