2 Bed Pool Home for Sale in Not Applicable, FL, $399,000
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SoldMLS# 2025024211

$399,000

2 Bed Pool Home for Sale in Not Applicable, FL, $399,000

4276 River Bank Way, Punta Gorda, FL, 33980

2 beds2 baths1,834 sqft2 garage
GatedCommunity PoolWaterfront

About this home

Welcome to the River Club and this charming 3/2 lakefront pool home - where flood insurance is NOT required. You’ll immediately appreciate the curb appeal, featuring an expanded paver driveway, an impressive 8’ double-door entry, and a 2023 barrel tile roof. Lush updated landscaping frames the property, including newly added palms and a southern magnolia. Step inside to find a pristine, thoughtfully designed split-bedroom floorplan. Situated on a gorgeous lot, the home offers sweeping lake and pool views from the kitchen, living room, and primary suite. Tile flows throughout the home, with the exception of the third bedroom. The additional bedroom—currently used as a den—features elegant glass French doors that allow natural light to fill the space. The open-concept kitchen is ideal for entertaining, showcasing hardwood cabinetry, granite countertops, an upgraded stainless steel appliance package, and a pantry. The primary suite offers dual vanities, a large soaking tub, and a separate shower. The current owners have meticulously maintained and upgraded the home, adding closet organizers, seamless glass shower and tub enclosures, sunshades around the pool area, and plantation shutters throughout. Step outside to an inviting pool area perfect for relaxation. Enjoy stunning sunsets over the lake while dinner sizzles on the grill. The heated saltwater pool was recently resurfaced and is ready for year-round enjoyment. With low HOA’s and NO FLOOD INSURANCE REQUIRED - This home truly checks all the boxes!

Property details

Type
SingleFamilyResidence
Year built
2008
Interior
1,834 sqft
Lot size
6,229.08 sqft
Acreage
0.14 acres
Garage
2 car
Days on market
60
Total association fees
$4,776/yr (~$398/mo)
CDD
None
Est. taxes (1.4%)
$5,586/yr
Flood zone (area est.)
Not available
Storm protection
Shutters
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Charlotte

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetIrrigationWaterMaintenanceGroundsRoadMaintenanceStreetLights

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

CabanaPoolManagement
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read — ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
24033 Canal StreetJul 2026$307,0003/21,832$168
3247 Glencove StreetFeb 2026$330,0003/21,970$168
Average2 comps$318,500$168

Market trends — Punta Gorda

Median list
$374,499
Median $/sqft
$211
Median sold (90d)
$350,000
Avg days on market
72
Active listings
415
Median sold price · Punta Gorda
$350,000last 3 months4.1% vs $364,999 prior 3 months
Median closed price by month · Punta Gorda
0% MoM14.8% YoY
$305k$353k$401kJul ’25Jul ’26
$350,000Jul ’26 · 63 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $17,000 (4.3%) from the original list price.

Mar 16, 2026Sold$382,000
Dec 11, 2025Listed$399,000

The good, the trade-offs & the location

Pros
  • Built 2008 — post-2002 Florida wind codes (typically lower insurance)
  • Private pool
  • Waterfront
  • Storm protection: Shutters
  • 2-car garage
Location convenienceModerate
Hospital
3.1 mi
ShorePoint Health (Punta Gorda)
Beach
36.6 mi
Fort Myers Beach
Airport
5.3 mi
Punta Gorda Airport
Shopping
23.4 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.