$199,900
2 Bed 2 Bath Waterfront Condominium for Sale in LORD JAMES CONDO, FL
920 SE 46th Street 6, Cape Coral, FL, 33904
About this home
LOW HOA dues, Gulf access, and unbeatable walkability to South Cape! This END-UNIT condo is just .4 miles to Rusty’s Oyster Bar, the Farmer’s Market, restaurants, shops, nightlife, and community events like Bike Night, Art Fest, and the Christmas Tree Lighting—everything fun in Cape Coral is only a short walk or bike ride away. On the water, enjoy a wide canal view from your unit and quick boating access to the river with just one bridge out, passing the brand-new Slipaway Food Truck Park and Marina along the way. Community boat docks are first come, first served. Big-ticket items are already taken care of with a newer seawall (2018), a 2023 roof, a new air conditioner (5/23/23), and a new water heater (1/17/24). Inside, the end-unit layout means more natural light throughout. You’ll love the kitchen with granite countertops and stainless steel appliances, plus LVP flooring, in-unit laundry, a walk-in primary closet, and a large interior storage room. The screened tile lanai includes a rear stairwell for easy access to the solar-heated pool and docks. One assigned covered parking spot is included, with plenty of guest spaces for visitors. This is affordable waterfront living where you can boat by day and walk to all the fun of South Cape by night.
Property details
- Type
- Condominium
- Year built
- 1973
- Interior
- 1,101 sqft
- Lot size
- 5,802.192 sqft
- Acreage
- 0.13 acres
- Garage
- None
- Days on market
- 41
- Total association fees
- $5,400/yr (~$450/mo)
- CDD
- None
- Est. taxes (1.4%)
- $2,799/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 920 SE 46th Street 1 | Jun 2026 | $179,000 | 2/2 | 1,101 | $163 |
| 1027 SE 46th Lane 2A | May 2026 | $195,000 | 2/2 | 1,181 | $165 |
| 4543 SE 6th Place 1D | May 2026 | $210,000 | 2/2 | 1,216 | $173 |
| 4541 SE 5th Place 207 | Mar 2026 | $215,000 | 2/2 | 1,019 | $211 |
| 4910 Viceroy Street 7 | Jun 2026 | $175,000 | 2/2 | 1,020 | $172 |
| 4549 SE 5th Place 211 | Feb 2026 | $185,000 | 2/2 | 1,019 | $182 |
| Average | 6 comps | $193,167 | $178 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $27,900 (12.4%) from the original list price.
| Nov 12, 2025 | Sold | $197,000 |
| Oct 1, 2025 | Price reducedfrom $224,900 | $199,900 |
| Sep 2, 2025 | Listed | $224,900 |
The good, the trade-offs & the location
- Gulf access (Direct — no bridges)
- Built 1973 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.