2 Bed Waterfront Home for Sale in Cape Coral, FL, $109,000
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SoldMLS# 2025012878

$109,000

2 Bed Waterfront Home for Sale in Cape Coral, FL, $109,000

1420 Academy Boulevard 106, Cape Coral, FL, 33990

2 beds1 baths863 sqft
ClubhouseCommunity PoolBoatingWaterfront

About this home

No Flood Insurance required, this complex IS NOT in a Flood Zone. 1st Floor spacious corner unit. The complex sits on a freshwater canal in a central location of Cape Coral. Kayak or fish in this great freshwater canal system. This complex features new covered parking, newer roof, clubhouse, heated swimming pool, and a great dock area overlooking the canal Situated in the heart of Cape Coral’s highly sought-after Cultural Park neighborhood. From the moment you arrive, you’ll appreciate the peaceful charm and prime location, surrounded by newer homes and just a short bike ride from parks, schools, shopping, dining, and entertainment.

Property details

Type
Condominium
Year built
1986
Interior
863 sqft
Lot size
5,941.584 sqft
Acreage
0.14 acres
Garage
None
Days on market
97
Total association fees
$4,800/yr (~$400/mo)
CDD
None
Est. taxes (1.4%)
$1,526/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Shutters
Exposure
North
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceMaintenanceGroundsSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

ClubhousePoolSidewalksManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$126/sqft
Comp median
$121/sqft
Difference
+4%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1430 Academy Boulevard 103Feb 2026$104,0002/1863$121
1004 SE 8th Street 107May 2026$100,0002/2915$109
1111 SE 8th Terrace 3BNov 2025$119,0002/2895$133
Average3 comps$107,667$121

Market trends — Cape Coral

Median list
$400,000
Median $/sqft
$234
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,500
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 373 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $55,000 (36.7%) from the original list price.

Feb 23, 2026Sold$95,000
Dec 31, 2025Price reducedfrom $119,000$109,000
Nov 17, 2025Back on market
Oct 1, 2025Listed$150,000

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Gulf access (Direct — no bridges)
  • Storm protection: Shutters
Consider
  • Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceHigh
Hospital
1.1 mi
Cape Coral Hospital
Beach
12 mi
Fort Myers Beach
Airport
6.5 mi
Page Field (Fort Myers)
Shopping
2.1 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.