$189,900
2 Bed 2 Bath Waterfront Condominium for Sale in LORD JAMES CONDO, FL
920 SE 46th Street 1, Cape Coral, FL, 33904
About this home
Ground-Floor End Unit | Gulf Access | Walk to South Cape | Low HOA Experience the best of Southwest Florida living in this rare ground-floor END UNIT offering Gulf access, low HOA dues, and unbeatable walkability to the heart of South Cape. Located just 0.4 miles from the action, you’re a short walk or bike ride to Rusty’s Oyster Bar, the Cape Coral Farmer’s Market, restaurants, shopping, nightlife, and local favorites like Bike Night, Art Fest, and the annual Christmas Tree Lighting. Waterfront lifestyle at its finest—enjoy wide canal views right from your unit and quick boating access to the river with only one bridge out, cruising past the new Slipaway Food Truck Park & Marina. Community docks are first-come, first-served. Major updates already completed for peace of mind: New roof (2023), New A/C (2024), New water heater (2024), Seawall replaced (2018) Inside, the end-unit design brings in abundant natural light. Features include: Fully renovated interior, kitchen with Quartz countertops & stainless-steel appliances, LED lighting, Tile flooring throughout, In-unit laundry, Spacious primary suite with walk-in closet, Large interior storage room Step out to your screened lanai, complete with access leading directly to the solar-heated community pool and waterfront docks. Includes assigned covered parking plus ample guest spaces. This is your opportunity to own affordable waterfront living—boat during the day and enjoy all that South Cape has to offer by night. Don’t miss this one—schedule your showing today.
Property details
- Type
- Condominium
- Year built
- 1973
- Interior
- 1,101 sqft
- Lot size
- 5,802.192 sqft
- Acreage
- 0.13 acres
- Garage
- None
- Days on market
- 30
- Total association fees
- $5,400/yr (~$450/mo)
- CDD
- None
- Est. taxes (1.4%)
- $2,659/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors, Shutters
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 920 SE 46th Street 6 | Nov 2025 | $197,000 | 2/2 | 1,101 | $179 |
| 1027 SE 46th Lane 2A | May 2026 | $195,000 | 2/2 | 1,181 | $165 |
| 4543 SE 6th Place 1D | May 2026 | $210,000 | 2/2 | 1,216 | $173 |
| 4541 SE 5th Place 207 | Mar 2026 | $215,000 | 2/2 | 1,019 | $211 |
| 4910 Viceroy Street 7 | Jun 2026 | $175,000 | 2/2 | 1,020 | $172 |
| 4549 SE 5th Place 211 | Feb 2026 | $185,000 | 2/2 | 1,019 | $182 |
| Average | 6 comps | $196,167 | $180 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $10,900 (5.7%) from the original list price.
| Jun 18, 2026 | Sold | $179,000 |
| Apr 1, 2026 | Listed | $189,900 |
The good, the trade-offs & the location
- Gulf access (Direct — no bridges)
- Storm protection: Impact Windows/Doors, Shutters
- Built 1973 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.