2 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026018010

$254,000

2 Bed Waterfront Home for Sale in Cape Coral

1205 SE 46th Lane 201, Cape Coral, FL, 33904

2 beds2 baths1,160 sqft
GatedBoatingCommunity Pool55+Waterfront

About this home

Craving a low-maintenance waterfront lifestyle with beautiful canal views and Gulf access for your boating adventures? Welcome to your perfect coastal retreat in the highly desirable 55+ Royal Palm Condo community, where effortless Florida living meets everyday convenience. This beautifully updated 2-bedroom, 2-bath upstairs end-unit condo offers a light-filled, coastal-inspired interior with no carpet, neutral tones, and tasteful finishes throughout, creating a clean and inviting space that feels both modern and timeless. The open-concept layout flows seamlessly from the updated kitchen—featuring crisp light Grey cabinetry, sleek countertops, and bar-top seating—into the spacious living and dining areas, ideal for relaxing or entertaining. Unwind on your private screened lanai overlooking the canal, where peaceful water views and passing boats create the perfect backdrop for morning coffee or evening sunsets. The end-unit positioning provides added privacy and abundant natural light, while the thoughtfully designed layout offers comfortable living for both owners and guests. The primary suite is generously sized with an en-suite bath, and the guest bedroom is equally welcoming for visitors or seasonal stays. Boating enthusiasts will love the canal-front setting with community boat docks and slips, offering Gulf access with just one bridge to the river and approximately 10 minutes to open water—making it easy to enjoy days out on the boat. The community also features a waterfront pool area, perfect for soaking in the Florida sunshine in a relaxed, social setting. Additional highlights include a new C5 Hurricane Windows (hurricane shutters on lanai), New AC, new roof, new carport, and negotiable furnishings, creating a truly move-in ready opportunity. Whether you’re searching for a full-time residence, seasonal getaway, or investment property, this home offers exceptional flexibility in an unbeatable location—just a short stroll to downtown Cape Coral’s restaurants, shopping, and entertainment. Experience the charm, convenience, and lifestyle this waterfront gem has to offer—your slice of paradise awaits.

Property details

Type
Condominium
Year built
1984
Interior
1,160 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
103
Total association fees
$9,600/yr (~$800/mo)
CDD
None
Est. taxes (1.4%)
$3,556/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors, Shutters
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementIrrigationWaterLegalAccountingMaintenanceGroundsPestControlTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBoatRampPoolBoatSlipManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$219/sqft
Comp median
$196/sqft
Difference
+12%

Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1411 SE 43rd StreetSep 2025$260,0002/21,190$218
1715 SE 46th Lane 3Jan 2026$270,0002/21,251$216
4201 SE CORONADO ParkwayJul 2026$290,0003/21,337$217
4703 SE 17th Place 105Sep 2025$251,5002/21,302$193
4549 SE 5th Place 109Sep 2025$232,5002/21,256$185
1730 Sandy Circle 105Jul 2026$239,0002/21,218$196
Average6 comps$257,167$204

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $5,000 (1.9%) from the original list price.

May 8, 2026Price reducedfrom $259,000$254,000
Apr 22, 2026Listed$259,000

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors, Shutters
Consider
  • Built 1984 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$9,600/yr)
  • 55+ age-restricted community
Location convenienceHigh
Hospital
4.7 mi
Cape Coral Hospital
Beach
7.8 mi
Fort Myers Beach
Airport
5.5 mi
Page Field (Fort Myers)
Shopping
4.9 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.