2 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026019047

$169,000

2 Bed Waterfront Home for Sale in Cape Coral

1304 Miramar Street 202, Cape Coral, FL, 33904

2 beds2 baths1,140 sqft
GatedBoatingCommunity Pool55+Waterfront

About this home

Secure your winter get-away or full-time home while the price is low! Second floor 2 bed/2 bath condo with GULF ACCESS is walkable to DOWNTOWN CAPE CORAL! The UPDATED KITCHEN features NEW, WHITE soft-close CABINETS, including 11 DRAWERS plus a stand-alone PANTRY! Designer features include TILE backsplash, wood TRAY CEILING, modern light/fan, canned lights, and sleek APPLIANCES. Kitchen PASS-THROUGH to dining room makes entertaining effortless. All-season LANAI provides fantastic views of abundant WILDLIFE in canal and offers direct stairway down to boat dock. This WATERFRONT condo with first come/first serve BOAT DOCK is perfect for a SNOWBIRD or year-round resident who enjoys getting out on the water quickly...only 1/2 a mile boat ride to the river and 1 bridge. A trio of IMPACT RESISTANT WINDOWS provides SOUTHERN VIEWS from the combined living room/dining room. Windows tilt in for easy cleaning. The PRIMARY BEDROOM features a WALK-IN CLOSET, ENSUITE BATHROOM with tiled step-in shower, and SLIDERS out to SOUTH FACING LANAI. The 2nd/GUEST BEDROOM has IMPACT RESISTANT WINDOWS with a view of Burrowing Owl nests across the street. The GUEST BATHROOM has a TILED tub/shower combo and is located between the two bedrooms. The SPACIOUS unit has 1,140 square feet which includes a LAUNDRY ROOM with a full-size washer/dryer set & multiple storage cabinets, a LINEN CLOSET, and a COAT CLOSET by the front door. TILE & NEW LAMINATE FLOORING throughout! NO CARPET. SOUTHERN REAR EXPOSURE! TROPICAL PLANTS and TREES are throughout the property. WELL-MAINTAINED community consists of only 20 units with a HEATED POOL between the 2 buildings. A NEW FRONT DOOR was just installed for every unit. FLOOD INSURANCE and WATER & SEWER included in quarterly fees! ROOF & AC replaced in 2023. Located in fabulous DOWNTOWN CAPE CORAL and walkable to EVENTS including annual Art Festival and weekly Farmer’s Market, RESTAURANTS including Iguana Mia, Monkey Bar, and Tiki Hut, and multiple SHOPS. SW Florida BEACHES are only a 30-minute drive. WARRANTABLE! Walk through the home and view the FLOORPLAN by clicking on the 3D button. Call now to set up an in-person showing appointment before this one gets away!

Property details

Type
Condominium
Year built
1980
Interior
1,140 sqft
Lot size
6,682.104 sqft
Acreage
0.15 acres
Garage
None
Days on market
74
Total association fees
$10,200/yr (~$850/mo)
CDD
None
Est. taxes (1.4%)
$2,366/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockPoolStorageManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$148/sqft
Comp median
$140/sqft
Difference
+6%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4912 Vincennes Street 108Feb 2026$145,0002/21,094$133
4928 Vincennes Street C8Jul 2026$148,9002/21,065$140
4928 Vincennes Street C5Aug 2026$190,0002/21,065$178
4910 Viceroy Street 7Jun 2026$175,0002/21,020$172
1016 SE 46th Street 203Mar 2026$165,0002/21,187$139
Average5 comps$164,780$152

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $11,000 (6.1%) from the original list price.

Jun 8, 2026Price reducedfrom $175,000$169,000
May 6, 2026Listed$180,000

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1980 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$10,200/yr)
  • 55+ age-restricted community
Location convenienceHigh
Hospital
4.5 mi
HealthPark Medical Center
Beach
7.5 mi
Fort Myers Beach
Airport
5.6 mi
Page Field (Fort Myers)
Shopping
4.8 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.