2 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 225035794

$149,900

2 Bed Waterfront Home for Sale in Cape Coral

1521 SW 47th Terrace 201, Cape Coral, FL, 33914

2 beds2 baths956 sqft
GatedBoatingCommunity PoolWaterfront

About this home

Rare Opportunity! Gulf-Access Condo in Prestigious SW Cape Coral – Southern Palms Don’t miss this waterfront gem in one of most sought-after locations in Southwest Cape Coral, Florida! This charming 2-bedroom, 2-bath condo offers perfect blend of comfort, convenience, & tropical lifestyle. Enjoy Florida living at its best with direct Gulf access, community dock, & large pool complete with spacious pool deck & BBQ grill – ideal for soaking up sun. Step inside & you’ll find bright, welcoming eat-in kitchen with ample cabinetry & pass-through window to dining/living room, making entertaining effortless. Open-concept living area flows seamlessly to huge screened lanai where you can unwind with sunset view or curl up with good book. Lanai is accessible from both primary bedroom & living room, offering privacy while keeping outdoor living central to your lifestyle.Spacious master suite includes sliding doors to lanai, closet wit bult in cabinets & full bath. Second bedroom & additional full bath provide space for guests, home office, or hobby room. Additional features include:Assigned parking, In-unit full laundry, Well-maintained tropical landscaping, Pet-friendly community (verify restrictions), Low HOA fees. What makes this property truly unbeatable is its walkable location—just quick stroll to popular restaurants, shops, & grocery stores. Everything you need is right at your fingertips while enjoying peaceful retreat of waterfront living. Whether you’re searching for seasonal escape, year-round residence, or smart investment opportunity, this Southern Palms condo delivers. With gulf access & e amenities of Southwest Florida living, it’s perfect place to call home—or your next income-generating property. Schedule your showing today & see why condos in Southern Palms don’t stay on market for long. especially at this price!

Property details

Type
Condominium
Year built
1986
Interior
956 sqft
Lot size
9,147.6 sqft
Acreage
0.21 acres
Garage
None
Days on market
354
Total association fees
$5,160/yr (~$430/mo)
CDD
None
Est. taxes (1.4%)
$2,099/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InsuranceMaintenanceGroundsSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBoatRampBarbecuePicnicAreaPoolStorage

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$157/sqft
Comp median
$153/sqft
Difference
+3%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1428 SW 50th Street 117Feb 2026$145,0002/21,019$142
5027 SW 16th Place 103Mar 2026$160,0002/1902$177
5117 SW 15th Place 209Jan 2026$140,0002/2953$147
1433 SW 51st Lane 99Oct 2025$153,5002/2953$161
1417 SW 51st Lane 36Aug 2026$139,0002/2953$146
1413 SW 51st Lane 31Oct 2025$160,0002/2953$168
Average6 comps$149,583$157

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $95,100 (38.8%) from the original list price.

Apr 17, 2026Price reducedfrom $165,000$149,900
Apr 28, 2025Listed$245,000

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
Consider
  • Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
6.1 mi
Cape Coral Hospital
Beach
8.5 mi
Fort Myers Beach
Airport
9 mi
Page Field (Fort Myers)
Shopping
7.2 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.