2 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026019913

$225,000

2 Bed Waterfront Home for Sale in Cape Coral

1120 SE 46th Street 2B, Cape Coral, FL, 33904

2 beds2 baths1,225 sqft
BoatingCommunity PoolWaterfront

About this home

TURNKEY OPPORTUNITY! EVERYTHING STAYS! Welcome to effortless Southwest Florida living in this beautifully appointed GULF ACCESS waterfront condo located in highly desirable SE Cape Coral, just seconds from the heart of Downtown Cape Coral. Enjoy being moments away from some of the area’s best dining, shopping, nightlife, and entertainment, including brick-paver bar hopping, bike nights, art walks, the popular Saturday Farmers Market, and the widely renowned Red, White & BOOM celebration held annually near the Cape Coral Bridge. Offering a rare combination of style, convenience, and value, this residence is ideal as a seasonal retreat, full-time residence, or investment opportunity with a minimum 2-month leasing policy and a relaxed, investor-friendly condo association experience. Step inside to discover a true turnkey opportunity being offered with no exclusions. Tasteful updates throughout include granite countertops, upgraded tile flooring throughout the entire unit (no carpet!), fresh drywall and paint work, and a beautifully updated primary suite featuring a remodeled shower, elevated granite vanity top, and additional cabinetry for enhanced storage. The kitchen is both functional and inviting, complete with a wine fridge and ample prep space perfect for entertaining guests. One of the standout features of this residence is the exceptional amount of storage rarely found in condo living. In addition to a private exterior storage closet, the unit features a spacious under-air storage room conveniently located between the bedrooms, providing abundant tucked-away space for seasonal items, hobbies, or everyday essentials. An in-residence laundry area adds even more convenience to daily living. Peace of mind comes easy with a NEWER WATER HEATER (2025) and a washer that is only approximately one year old. Step out onto the tiled lanai and unwind while overlooking the beautifully maintained community grounds and enjoying the laid-back waterfront lifestyle Southwest Florida is known for. This meticulously maintained community offers an impressive list of amenities and inclusions, with the association covering covered parking (one designated space plus ample guest parking) pest control, lawn maintenance, water, pool care, flood insurance, and exterior maintenance. Residents also enjoy a HEATED community pool with a resurfaced pool deck completed in 2024, along with a charming covered tiki sitting area by the water — the perfect place to relax and soak in the Florida sunshine. If you’ve been searching for a low-maintenance waterfront Cape Coral property with stylish upgrades, outstanding amenities, exceptional storage, and unbeatable proximity to Downtown Cape Coral, this is one opportunity you will not want to miss. Schedule your private showing today.

Property details

Type
Condominium
Year built
1976
Interior
1,225 sqft
Lot size
8,725.068 sqft
Acreage
0.20 acres
Garage
None
Days on market
27
Total association fees
$8,760/yr (~$730/mo)
CDD
None
Est. taxes (1.4%)
$3,150/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Public Sewer
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceMaintenanceGroundsPestControlRecreationFacilitiesSewerWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBoatRampPoolManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$184/sqft
Comp median
$179/sqft
Difference
+3%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1027 SE 46th Lane 2AMay 2026$195,0002/21,181$165
920 SE 46th Street 6Nov 2025$197,0002/21,101$179
1414 SE 46th Street 2DSep 2025$215,0002/21,160$185
1332 SE 44th StreetNov 2025$215,0002/11,047$205
1429 SE 44th StreetJan 2026$211,0003/21,272$166
Average5 comps$206,600$180

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1976 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
4.6 mi
Cape Coral Hospital
Beach
7.9 mi
Fort Myers Beach
Airport
5.6 mi
Page Field (Fort Myers)
Shopping
5 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.