$429,000
2 Bed Waterfront Home for Sale in Cape Coral
103 SW 39th Street 101, Cape Coral, FL, 33914
About this home
Luxury waterfront condo living with the space and comfort of a single-family home! Welcome to The Docks on Santa Barbara, an intimate six-unit Gulf-access condo community in Cape Coral. This impressive first-floor end residence offers approximately 1,928 square feet of living space, two generously sized bedrooms, 2.5 bathrooms, and a spacious den/flex room that could be converted into a third bedroom. The open, inviting interior features plank-style tile flooring, tray ceilings, impact-resistant windows and doors, and an abundance of natural light. The well-appointed kitchen offers granite countertops, ample cabinetry, a breakfast bar, and a high-end appliance package, creating a comfortable gathering space for everyday living and entertaining. The expansive owner’s suite is a true retreat, complete with a large walk-in closet and a private bathroom featuring dual sinks and an oversized shower with multiple showerheads. The second bedroom is also exceptionally spacious, while the flexible den provides the perfect setting for a home office, media room, guest space, or future third bedroom. Additional conveniences include an interior laundry room with a utility sink and a private attached one-car garage with direct access to the residence. Step outside to the oversized screened lanai and enjoy the waterfront setting. Boaters will appreciate the property’s deeded dock and boat lift, refurbished in 2020, offering Gulf access and an approximately 25-minute boat ride to the Caloosahatchee River. Boating times may vary depending on vessel, water levels, and conditions. Residents also enjoy a community pool and the relaxed, low-maintenance lifestyle that makes Southwest Florida living so desirable. With exceptional interior space, impact protection, private garage parking, deeded boating access, and a convenient Cape Coral location, this distinctive waterfront condo offers a rare combination of luxury, comfort, and boating convenience. Property is being offered furnished as currently shown in photos and it should be noted that the property has never flooded.
Property details
- Type
- Condominium
- Year built
- 2008
- Interior
- 1,928 sqft
- Lot size
- 6,420.744 sqft
- Acreage
- 0.15 acres
- Garage
- 1 car
- Days on market
- 0
- Total association fees
- $9,600/yr (~$800/mo)
- CDD
- None
- Est. taxes (1.4%)
- $6,006/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 20 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4104 SW 1st Place | Feb 2026 | $529,000 | 3/2 | 1,758 | $301 |
| 3819 SE 2nd Avenue | Jun 2026 | $325,000 | 3/2 | 1,894 | $172 |
| 4116 SW 1st Place | Aug 2026 | $525,000 | 3/2 | 1,948 | $270 |
| 3626 SE 2nd Avenue | Apr 2026 | $365,000 | 3/2 | 1,812 | $201 |
| 4026 SE 3rd Avenue | Feb 2026 | $530,000 | 3/3 | 1,837 | $289 |
| 3602 SE 2nd Avenue | Jan 2026 | $348,380 | 3/2 | 1,729 | $201 |
| Average | 6 comps | $437,063 | $239 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2008 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- Higher association fees (~$9,600/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.