2 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026038247

$250,000

2 Bed Waterfront Home for Sale in Cape Coral

406 SW 3rd Street 102, Cape Coral, FL, 33991

2 beds2 baths1,127 sqft
GatedBoatingCommunity Pool55+Waterfront

About this home

Welcome to Lake Kennedy Condos, a waterfront 55+ community in Cape Coral offering low-maintenance Florida living in a smaller community setting. This 2-bedroom, 2-bath residence is located in a NO FLOOD ZONE and features impact-resistant windows and doors, city water, low HOA fees, and access to a community pool and waterfront area. The community consists of two buildings with only four units per building, providing a more private, low-density setting. The waterfront location offers a relaxing outdoor setting, while the condo lifestyle provides the convenience of less exterior maintenance. Conveniently located near shopping, grocery stores, restaurants, parks, and other everyday amenities, with easy access to Cape Coral's dining, recreation, and waterways. Whether you're looking for a seasonal Florida retreat, a year-round residence, or a low-maintenance home for relocation, Lake Kennedy Condos offers an opportunity to enjoy the Southwest Florida lifestyle.

Property details

Type
Condominium
Year built
2004
Interior
1,127 sqft
Lot size
2,391.444 sqft
Acreage
0.05 acres
Garage
None
Days on market
0
Total association fees
$5,040/yr (~$420/mo)
CDD
None
Est. taxes (1.4%)
$3,500/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

MaintenanceGroundsPestControl

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBarbecuePicnicAreaPoolStorageManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$222/sqft
Comp median
$219/sqft
Difference
+1%

Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
740 SW 5th StreetAug 2026$250,0003/21,246$201
258 SE 1st AvenueFeb 2026$285,0003/21,294$220
171 SE 4th StreetAug 2026$270,0002/21,152$234
505 SW 9th AvenueFeb 2026$297,0003/21,255$237
625 SE 1st PlaceJan 2026$262,5003/21,204$218
227 SE 2nd TerraceAug 2026$265,0003/21,210$219
Average6 comps$271,583$222

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$384,375
Avg days on market
91
Active listings
2,486
Median sold price · Cape Coral
$383,500last 3 months5.1% vs $365,000 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM5.7% YoY
$340k$365k$390kJul ’25Sep ’26
$369,990Sep ’26 · 93 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2004 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • No garage listed
  • 55+ age-restricted community
Location convenienceHigh
Hospital
2.5 mi
Cape Coral Hospital
Beach
13.4 mi
Fort Myers Beach
Airport
8.4 mi
Page Field (Fort Myers)
Shopping
2.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.