$198,000
2 Bed Waterfront Home for Sale in Cape Coral, FL, $198,000
4012 SE 19th Avenue 103, Cape Coral, FL, 33904
About this home
Price Improvement on This Sailboat-Access Waterfront Condo! Enjoy low-maintenance, waterfront living in this renovated first-floor condo located in The Anchorage, a desirable 55+ boating community in Southeast Cape Coral. Offering direct sailboat access, 200-foot-wide canals, and quick access to open water, this is an ideal option for downsizers and seasonal residents seeking an easy, casual, laid back Florida lifestyle. This 55+ community is situated just off the Coveted Beach Parkway area, a short stroll from the soon-to-be revitalized Jaycee Park along the Caloosahatchee. The 2-bedroom, 2-bath residence offers 1,117 square feet of thoughtfully planned living space with updated laminate flooring throughout and a bright, open layout. The screened waterfront lanai features hurricane-rated sliders and extra storage, with canal and dock views and spectacular Southwest Florida sunsets enjoyed directly from the condo. The updated kitchen includes modern cabinetry, granite countertops, and stainless steel appliances. Both bathrooms feature contemporary finishes, and the primary suite provides a comfortable retreat. In-unit laundry, a new AC system, and covered carport parking add convenience and value. Community amenities include a heated waterfront pool overlooking intersecting canals, a fishing pier, community boat dock with ample first-come dockage (maximum 30 ft boat), a clubhouse with full kitchen and social space, and an on-site workshop. HOA fees include exterior maintenance, water, sewer, and basic cable—ideal for lock-and-leave ownership. Rentals allowed : 3 per year minimum 60 days each An excellent opportunity for buyers seeking affordable sailboat-access waterfront living and a relaxed Southwest Florida lifestyle. Schedule your private showing today.
Property details
- Type
- Condominium
- Year built
- 1976
- Interior
- 1,117 sqft
- Lot size
- 5,784.768 sqft
- Acreage
- 0.13 acres
- Garage
- None
- Days on market
- 420
- Total association fees
- $10,000/yr (~$833/mo)
- CDD
- None
- Est. taxes (1.4%)
- $2,772/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- No
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4116 SE 19th Avenue 102 | Jun 2026 | $190,000 | 2/2 | 1,117 | $170 |
| 1827 SE 41st Street 1F | Oct 2025 | $175,000 | 2/2 | 1,272 | $138 |
| 4013 SE 19th Place 101 | Jan 2026 | $205,000 | 2/2 | 1,166 | $176 |
| 4210 SE 19th Avenue 2J | Feb 2026 | $215,000 | 2/2 | 1,277 | $168 |
| 1912 SE 43rd Street 210 | Mar 2026 | $210,000 | 2/2 | 1,004 | $209 |
| 4218 SE 20th Place D7 | Jan 2026 | $205,000 | 2/2 | 1,296 | $158 |
| Average | 6 comps | $200,000 | $170 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $74,900 (30%) from the original list price.
| Jul 1, 2026 | Sold | $175,000 |
| Jun 4, 2026 | Price reducedfrom $199,000 | $198,000 |
| Mar 18, 2026 | Back on market | |
| Mar 21, 2025 | Listed | $249,900 |
The good, the trade-offs & the location
- Waterfront
- Built 1976 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- Higher association fees (~$10,000/yr)
- 55+ age-restricted community
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.