$199,900
2 Bed Waterfront Home for Sale in El Rio Ii
3703 SE 10th Avenue 7, Cape Coral, FL, 33904
About this home
At this price point, there are so many finance programs to help buyers purchase a new home with down payment assistance, creative financing, etc. Contact me today! Gulf access from this 2nd floor condo with sweeping views of Rubicon Canal highlight this unique and spacious floorplan. Two bedrooms and two full bathrooms, eat in kitchen, and screened Juliet balconies keep this home open and airy. Perks in this 55+ community include newer seawall & community dock with overnight boat parking, storage locker, close & convinent carport space, heated pool, strong reserves, and new roof. Recent improvements include newer appliances and newer A/C; main rooms of this 2nd floor unit must be carpeted. Approximately 20 minute boat ride and one bridge to open water of the river, then Gulf waters. Building, wndw sills, gutters, eaves, downspouts, & carports were all repainted without an assesment...healthy reserves!
Property details
- Type
- Condominium
- Year built
- 1980
- Interior
- 1,652 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- None
- Days on market
- 335
- Total association fees
- $10,064/yr (~$839/mo)
- CDD
- None
- Est. taxes (1.4%)
- $2,799/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- No
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1315 SE 33rd Street | May 2026 | $235,000 | 3/2 | 1,539 | $153 |
| 4123 SE 3rd Avenue | Oct 2025 | $210,000 | 3/2 | 1,655 | $127 |
| 1319 SE 45th Street | Nov 2025 | $230,000 | 3/2 | 1,458 | $158 |
| 1807 SE 41st Street 1F | Dec 2025 | $210,000 | 2/2 | 1,456 | $144 |
| 1829 SE 41st Street 1I | Mar 2026 | $235,000 | 2/2 | 1,456 | $161 |
| 1907 SE 40th Terrace 102 | Apr 2026 | $240,000 | 3/2 | 1,624 | $148 |
| Average | 6 comps | $226,667 | $149 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $60,000 (23.1%) from the original list price.
| Jul 2, 2026 | Price reducedfrom $219,400 | $199,900 |
| Sep 25, 2025 | Listed | $259,900 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- Built 1980 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- Higher association fees (~$10,064/yr)
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.