2 Bed Waterfront Home for Sale in Captiva, FL, $899,000
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SoldMLS# 225006304

$899,000

2 Bed Waterfront Home for Sale in Captiva, FL, $899,000

27 Urchin Court, Captiva, FL, 33924

2 beds2.5 baths1,440 sqft
GatedPickleballTennisBoatingBeach AccessCommunity PoolWaterfront

About this home

In the days of historic Captiva when cottages were all you needed because you spent your time outdoors fishing and visiting with neighbors, when Andy Rosse, Binder and Dickey were more than just funny names on street signs, life was simpler. Reminiscent of the old Captiva lifestyle, this Sunset Captiva cottage embodies the spirit of the island fishing camps synonymous with this area. Borrowing from the wisdom of old Florida construction, the pecky cypress siding is naturally resistant to decay and insects. The sprawling porches are the ideal backdrop for sharing an evening meal and relaxed conversation at end of a long day. Sunset Captiva offers one of the few options in the Captiva Village where a private owner or renter can keep a boat. Whether jumping on your boat for a day of restaurant hopping from Cabbage Key to Boca Grande, spending a leisurely afternoon fishing from the dock or getting some exercise paddleboarding in the gulf, Sunset Captiva has all the tropical watersports covered. If land-based sports are your preference, Sunset Captiva offers a pool, beach boardwalk, tennis courts and one of the island’s only community pickleball courts.

Property details

Type
SingleFamilyResidence
Year built
1980
Interior
1,440 sqft
Lot size
4,181.76 sqft
Acreage
0.10 acres
Garage
None
Days on market
214
Total association fees
$6,800/yr (~$567/mo)
CDD
None
Est. taxes (1.4%)
$12,586/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Private Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementMaintenanceGroundsRecreationFacilitiesSewer

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBoatDockBeachAccessPickleballPoolSeeRemarksTennisCourtsManagement
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read — ask Rick for a personalized CMA.

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Market trends — Captiva

Median list
$1,895,000
Median $/sqft
$1,146
Median sold (90d)
$2,275,000
Avg days on market
199
Active listings
69
Median sold price · Captiva
$2,275,000last 3 months152.9% vs $899,500 prior 3 months

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $400,000 (32%) from the original list price.

Sep 19, 2025Sold$850,000
Aug 13, 2025Price reducedfrom $985,000$899,000
Aug 13, 2025Back on market
Jan 17, 2025Listed$1,250,000

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1980 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceModerate
Hospital
17.1 mi
Cape Coral Hospital
Beach
7.4 mi
Sanibel Island
Airport
20.8 mi
Page Field (Fort Myers)
Shopping
17.9 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.